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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Brill

Excellent service and communication Reviewed on: 16th April 2021

Excellent

No hassle, great service! Brilliant people! Reviewed on: 16th April 2021

Great help with credit card

This is the first time I’ve used a credit card and they offered me a fair limit with easy repayments Reviewed on: 16th April 2021

Transparent finance

Hassle free credit, and boost your credit score at the same time providing you make payments on time Reviewed on: 16th April 2021

Great card and app

Easy to use app and payments come off instant, helps build credit Reviewed on: 16th April 2021

Happy Customer

I struggled for quite some time to find the right card to build my Credit record after moving into the Country - then along came Zopa!! It's easy, informative and its helped build my credit profile significantly!! Thank You Zopa!! Reviewed on: 16th April 2021

Good

I will recommend to anyone Good luck feel nice Reviewed on: 16th April 2021

Great card

Easy to use app with instant spend notifications. Also making payments in app is easy and fast. Good layout and functionality. No complaints. Reviewed on: 16th April 2021

Good professional bank

Good professional service, with reasonable terms Reviewed on: 16th April 2021

simple to use helpful staff

have questions the answer professionally Reviewed on: 16th April 2021

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