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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Fantastic Plastic

My experience with Zopa is brilliant,everything is so simple,The Zopa App makes life so much easier,you can access your account at any time,to make payment,view balance etc and it even alerts you when your payment is due ensuring that you never miss a payment,the app even shows you how you could save money on other services such as cheaper energy,the Zopa credit card truly is fantastic plastic Reviewed on: 16th April 2021

Excellent Service

Amazing service, no complications at all! 5***** Reviewed on: 16th April 2021

I love zopa credit card

Very good, very,very and very good. Reviewed on: 16th April 2021

Would not hesitate to recommend

I will be recommending Zopa to friends and family, excellent service from the start, the app is so easy to use, making the whole experience so simple, keep up the great work. Reviewed on: 16th April 2021

Best financial institution currently on the market.

Very helpful provider. Prepared to assist people poor credit rating and give them a chance. Reviewed on: 16th April 2021

Excellent service

Excellent company, easy to navigate and use. Recomend to anyone and have. Thank you Reviewed on: 16th April 2021

Easy online navigation

Clear access and managability since obtaining a credit card Reviewed on: 16th April 2021

Friendliest provider

I signed up recently it was easy and everything seemed so friendly and welcoming. Reviewed on: 16th April 2021

Excellent card provider

Quick, not stressful at all helps in building and boosting your credit scores Reviewed on: 16th April 2021

Good

Everything in app simple to use Reviewed on: 16th April 2021

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