Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Easy online navigation

Clear access and managability since obtaining a credit card Reviewed on: 16th April 2021

Friendliest provider

I signed up recently it was easy and everything seemed so friendly and welcoming. Reviewed on: 16th April 2021

Excellent card provider

Quick, not stressful at all helps in building and boosting your credit scores Reviewed on: 16th April 2021

Good

Everything in app simple to use Reviewed on: 16th April 2021

Easy credit

Easy credit to manage with clear apr% rates and nothing hidden in the small print. Simple credit made easy Reviewed on: 16th April 2021

Happy customer

Very friendly and helpful staff I am very happy Reviewed on: 16th April 2021

Fast service

Great card very fast delivery of card and PIN Reviewed on: 16th April 2021

Simplicity

Does exactly what it says Reviewed on: 16th April 2021

It is a very straight to point credit card, fast and easy no games application.

Getting the zopa credit card was fast and easy for me, no games and unnecessary questions. Filled the application, straight away it was approved. One of my easiest applications ever. Reviewed on: 16th April 2021

Great

Even if you don’t have a great credit score they will try to help you out they pulled me out of a hole thank you Reviewed on: 16th April 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Everyday Credit Card
from Santander 4.17 from 25 reviews
Purchase Credit Card
from Bank of Scotland 4.20 from 10 reviews
Classic Credit Card
from Capital One 4.16 from 301 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub