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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

312800% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Good customer service

Good customer service best card iv had in my pocket I can actually speak to someone on my phone Reviewed on: 7th April 2021

Good credit card

Good customer service and excellent service Reviewed on: 7th April 2021

Zopa credit card

Easy to use keeps you up to date on your spending great card and company. Reviewed on: 7th April 2021

Brilliant so easy to use

Absolutely fantastic card provider would charge for nothing Reviewed on: 7th April 2021

Best new comer

Easy app and easy to keep track of Reviewed on: 7th April 2021

Zopa is tops

The app is easy to use and navigate, stress free credit with very helpful staff Reviewed on: 7th April 2021

At ease

Easy to control at ease to use easy for anyone Reviewed on: 7th April 2021

Quick easy service to get

When I need help Zopa was there and led me through a difficult time with ease Reviewed on: 7th April 2021

Very happy

I’ve only good things to say. Very quick decisions, good customer service and a very easy to use app Reviewed on: 7th April 2021

Easy to use

Easy to use, payments go on straight away. Reviewed on: 7th April 2021

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