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Zopa: Credit card reviews

4.93
Based on 41,654 reviews, last reviewed 15th Jan 2026
68000% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good. Five stars Good.was very easy to make the card Reviewed on: 15th January 2026
Adriana F's avatar
Adriana F

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (41654)

Excellent service

5
Fantastic service 1st class website so easy to use Reviewed on: 15th February 2021

Excellent Service

5
I have found Zopa to be great for managing your credit limit and having just the right amount of limit that I don’t go into debt. Reviewed on: 15th February 2021

Brilliant Service

5
I've not had any issues and when i did it was resolved on first call. very polite and friendly staff on the phone. Reviewed on: 15th February 2021

Fantastic company.

5
Extremely easy to apply and set everything up and simple to use app. Wish more company’s where as easy and pleasant to use as Zopa Reviewed on: 15th February 2021

Easy to work with

5
Have had no problems with app or with card and is great don’t have to wait to see what you have spent Reviewed on: 15th February 2021

My experience

5
Very helpful ongoing communications and app very easy to use Reviewed on: 15th February 2021

seems less

5
great provider with excellent customer service. Reviewed on: 15th February 2021

Given a chance thank you

5
Zopa give me the chance to be respected credit goes to this company great app easy to navigate Reviewed on: 15th February 2021

Great card

5
Great service. Good rates. Easy to use app. Good all round! Reviewed on: 15th February 2021

Excellent

5
Very good apr % easy to apply easy app to add to your phone and very good lay out Reviewed on: 15th February 2021

Review Zopa: Credit card now

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