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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Great Custoner Service

I had a problem with a purchase of mine and soon after I made contact with the Zopa help team I was given answered needed to fix my issue. Great customer service. Reviewed on: 17th April 2021

Zopa is a great credit card

Zopa is a great credit card.they excepted me and gave me a chance when nobody would.thank you very much for that Reviewed on: 17th April 2021

Very good card

The online service is the best yet ,you get up to date plus other financial features Reviewed on: 17th April 2021

Been very pleased with card and bank

Easy experience with zopa, always kept well informed about account and card use Reviewed on: 17th April 2021

Very helpful

Easy at low interest rates like me..... Reviewed on: 17th April 2021

I like zopa card & prefer to my friends and family

Excellent service ...very easy to use by online app...I love this card and also I recommend to my friends and family about zopa Reviewed on: 17th April 2021

Amazing Zopa, so glad I applied!!!!

Zopa is an awesome credit card. No fuss, no hassle, just there we you need it. Like a little friend!!!! Reviewed on: 17th April 2021

Excellent

Helpful and supportive,and the updates are excellent Reviewed on: 17th April 2021

Great

I've already recommended to friends and family it's easy to keep track of your spending brilliant for building your credit overall brilliant. Reviewed on: 17th April 2021

Reliable

A very nice company and easy to follow app too Reviewed on: 16th April 2021

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