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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41943 reviews)

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4.93

Based on 41,943 reviews, last reviewed 19th Jan 2026

82050% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent Very helpful and professional, I had my card compromised and they dealt with very fast and efficient Reviewed on: 19th January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (41943)

Easy to access

Simple to apply ,great customer service Reviewed on: 17th February 2021

Awesome

I’ve found the app really useful, so simple but effective. Well done Zopa Reviewed on: 17th February 2021

Quick and easy

Great card, quick and easy set up the app is a brilliant way to track your spending and money due Reviewed on: 17th February 2021

Probably not such a great card if you have A* credit

Easy credit card but low credit limits. Interest seems a little steep especially when you leave a small amount outstanding, I.e. £100. Reviewed on: 17th February 2021

Best credit card ever

Getting the card was easy. Start up credit limit was responsible and hopefully credit limit increases with be regular. Reviewed on: 17th February 2021

Experience

Zopa is a good credit card. For me I will recomend zopa.good customer service. Reviewed on: 17th February 2021

Excellent

Fantastic, quick and easy would recommend highly Reviewed on: 17th February 2021

excellent

very fast acceptance and delivery of card Reviewed on: 17th February 2021

Excellent and simple

A brilliant and effective way to bank. All the mod cons with simplicity in mind. Great standards and modern methods with ease of use is what makes Zopa so attractive. Reviewed on: 17th February 2021

Easy to understand statements

I have dsylrxia so it great simple and easy online services Reviewed on: 17th February 2021

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