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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44328 reviews)

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4.94

Based on 44,328 reviews, last reviewed 18th Apr 2026

44% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good customer service, Good customer service, good listening. Attend to carefully Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44328)

Easy online navigation

Clear access and managability since obtaining a credit card Reviewed on: 16th April 2021

Friendliest provider

I signed up recently it was easy and everything seemed so friendly and welcoming. Reviewed on: 16th April 2021

Excellent card provider

Quick, not stressful at all helps in building and boosting your credit scores Reviewed on: 16th April 2021

Good

Everything in app simple to use Reviewed on: 16th April 2021

Easy credit

Easy credit to manage with clear apr% rates and nothing hidden in the small print. Simple credit made easy Reviewed on: 16th April 2021

Happy customer

Very friendly and helpful staff I am very happy Reviewed on: 16th April 2021

Fast service

Great card very fast delivery of card and PIN Reviewed on: 16th April 2021

Simplicity

Does exactly what it says Reviewed on: 16th April 2021

It is a very straight to point credit card, fast and easy no games application.

Getting the zopa credit card was fast and easy for me, no games and unnecessary questions. Filled the application, straight away it was approved. One of my easiest applications ever. Reviewed on: 16th April 2021

Great

Even if you don’t have a great credit score they will try to help you out they pulled me out of a hole thank you Reviewed on: 16th April 2021

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