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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

No hassle company

Zopa easy to deal with great app to follow your spending and a credit limit to suit everyone Reviewed on: 17th April 2021

Value for money

Excellent value for money one of the best cards out there Reviewed on: 17th April 2021

Easy to manage

It's s great product and communication is clear and only when necessary. I like the way the payments are processed the same day Reviewed on: 17th April 2021

Great Custoner Service

I had a problem with a purchase of mine and soon after I made contact with the Zopa help team I was given answered needed to fix my issue. Great customer service. Reviewed on: 17th April 2021

Zopa is a great credit card

Zopa is a great credit card.they excepted me and gave me a chance when nobody would.thank you very much for that Reviewed on: 17th April 2021

Very good card

The online service is the best yet ,you get up to date plus other financial features Reviewed on: 17th April 2021

Been very pleased with card and bank

Easy experience with zopa, always kept well informed about account and card use Reviewed on: 17th April 2021

Very helpful

Easy at low interest rates like me..... Reviewed on: 17th April 2021

I like zopa card & prefer to my friends and family

Excellent service ...very easy to use by online app...I love this card and also I recommend to my friends and family about zopa Reviewed on: 17th April 2021

Amazing Zopa, so glad I applied!!!!

Zopa is an awesome credit card. No fuss, no hassle, just there we you need it. Like a little friend!!!! Reviewed on: 17th April 2021

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