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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Mr shayne stewart

Excellent app and very usable card Reviewed on: 17th April 2021

Very convenient and reluabke

App is brilliant love the safety net love the immediate correct balance after transactions Reviewed on: 17th April 2021

So fast

The Zopa card is so easy to use and the App is updated instantly so you can see what your exact balance is at any time. Pay via app and it shows then and there. Love it. Reviewed on: 17th April 2021

Easy,Smart,Manageable

Love this credit card! It's easy to manage your money with the app! Control the spending, and check on your credit rating. Great little card. Reviewed on: 17th April 2021

Great

Easy east thing to youse and so secure helps you in need no hidden policy or overcharging Reviewed on: 17th April 2021

So easy to apply for

So easy to apply for and very gud outcome Reviewed on: 17th April 2021

A good card

A quick and easy to apply and straight forward questions. Told allow 3 to 7 days it arrived on day 3 and you get the pin number from the app so no waiting for more post. Reviewed on: 17th April 2021

No hassle company

Zopa easy to deal with great app to follow your spending and a credit limit to suit everyone Reviewed on: 17th April 2021

Value for money

Excellent value for money one of the best cards out there Reviewed on: 17th April 2021

Easy to manage

It's s great product and communication is clear and only when necessary. I like the way the payments are processed the same day Reviewed on: 17th April 2021

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