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Zopa: Credit card reviews

View other Zopa products
4.93
Based on 41,654 reviews, last reviewed 15th Jan 2026
68000% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good. Five stars Good.was very easy to make the card Reviewed on: 15th January 2026
Adriana F's avatar
Adriana F

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (41654)

super fast

5
Credit approval was very quick and the credit card came in 3 days. Reviewed on: 15th February 2021
Florentin's avatar
Florentin

Up-to-date

5
It's been the best credit card I've had so far. Reviewed on: 15th February 2021
Ejike's avatar
Ejike

Service

5
Quick and simple service . Easy to get and prompt delivery Reviewed on: 15th February 2021
vadim1869's avatar
vadim1869

Very friendly account

5
So far so good never any issues or problems Reviewed on: 15th February 2021
matthewblakely109@hotmail.co.uk's avatar
[email protected]

Fantastic

5
Everything about this company is great. The application process through to using my account was smooth and uncomplicated! I love the app as it let's me control all aspects of my account and let's me keep track of my spending! Reviewed on: 15th February 2021
Jules's avatar
Jules

The only card you need

5
Easy, simple and fast decision, well recommended Reviewed on: 15th February 2021
John's avatar
John

Zopa is super

5
Zopa is super It meets all my needs thank you stay safe Reviewed on: 15th February 2021
daveridleyhall@gmail.com's avatar
[email protected]

Client friendly Credit Card Provider

5
Zopa have a comprehensive and straightforward application process giving great confidence and security in applying. Reviewed on: 15th February 2021
Roger Smith's avatar
Roger Smith

Great , helpful

5
So easy to pay in money and take money out and the app is so easy to use. Reviewed on: 15th February 2021
Kevin's avatar
Kevin

Excellent

5
I am trying to rebuild my credit score and find Zopa to be an excellent asset in achieving this . I found applying for the credit card ,acceptance and receipt of my credit card to be an excellent experience. Reviewed on: 15th February 2021
Courageous's avatar
Courageous

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