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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Excellent company with friendly helpful staff

I had an issue connecting to the app their staff helped me with this problem calmly and proffesionally Reviewed on: 17th April 2021

I have received great service fom Zopa.

I have found that Zopa provide great customer services and keep me updated about my account regularly. Reviewed on: 17th April 2021

Fantastic service

Very simply process to apply quick response and delivery of card. Reviewed on: 17th April 2021

Mr shayne stewart

Excellent app and very usable card Reviewed on: 17th April 2021

Very convenient and reluabke

App is brilliant love the safety net love the immediate correct balance after transactions Reviewed on: 17th April 2021

So fast

The Zopa card is so easy to use and the App is updated instantly so you can see what your exact balance is at any time. Pay via app and it shows then and there. Love it. Reviewed on: 17th April 2021

Easy,Smart,Manageable

Love this credit card! It's easy to manage your money with the app! Control the spending, and check on your credit rating. Great little card. Reviewed on: 17th April 2021

Great

Easy east thing to youse and so secure helps you in need no hidden policy or overcharging Reviewed on: 17th April 2021

So easy to apply for

So easy to apply for and very gud outcome Reviewed on: 17th April 2021

A good card

A quick and easy to apply and straight forward questions. Told allow 3 to 7 days it arrived on day 3 and you get the pin number from the app so no waiting for more post. Reviewed on: 17th April 2021

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