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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Great item

Perfect simply perfect! Very happy customer Reviewed on: 17th April 2021

Easy to use, easy to pay. Fantastic App

I’ve loved everything so far. They explained everything so well. An Up front & honest lender. Reviewed on: 17th April 2021

Excellent service

Excellent service and im so happy with my credit card. Reviewed on: 17th April 2021

They are a good working company and it's so easy

I have used this card for emergency it has really helped me out a lot Reviewed on: 17th April 2021

super credit company

I have had my Zopa credit card for three months now and it is amazing, it was simple to apply for and came with a low but manageable credit limit. Making payments is very easy easy using the app, i'm very happy with my Zopa card. Reviewed on: 17th April 2021

Really useful card, really helpful staff

The card application was extremely straightforward and easy to complete. I have only had to speak to staff the once. They were very professional and helpful Reviewed on: 17th April 2021

Easy to use

Very easy to use and clear on app.. purchases made etc .. you get sent notifications to say how much you spent and how much left balance / spend.. Reviewed on: 17th April 2021

Excellent company with friendly helpful staff

I had an issue connecting to the app their staff helped me with this problem calmly and proffesionally Reviewed on: 17th April 2021

I have received great service fom Zopa.

I have found that Zopa provide great customer services and keep me updated about my account regularly. Reviewed on: 17th April 2021

Fantastic service

Very simply process to apply quick response and delivery of card. Reviewed on: 17th April 2021

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