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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44328 reviews)

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4.94

Based on 44,328 reviews, last reviewed 18th Apr 2026

44% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good customer service, Good customer service, good listening. Attend to carefully Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44328)

Amazing Zopa, so glad I applied!!!!

Zopa is an awesome credit card. No fuss, no hassle, just there we you need it. Like a little friend!!!! Reviewed on: 17th April 2021

Excellent

Helpful and supportive,and the updates are excellent Reviewed on: 17th April 2021

Great

I've already recommended to friends and family it's easy to keep track of your spending brilliant for building your credit overall brilliant. Reviewed on: 17th April 2021

Reliable

A very nice company and easy to follow app too Reviewed on: 16th April 2021

Fantastic Plastic

My experience with Zopa is brilliant,everything is so simple,The Zopa App makes life so much easier,you can access your account at any time,to make payment,view balance etc and it even alerts you when your payment is due ensuring that you never miss a payment,the app even shows you how you could save money on other services such as cheaper energy,the Zopa credit card truly is fantastic plastic Reviewed on: 16th April 2021

Excellent Service

Amazing service, no complications at all! 5***** Reviewed on: 16th April 2021

I love zopa credit card

Very good, very,very and very good. Reviewed on: 16th April 2021

Would not hesitate to recommend

I will be recommending Zopa to friends and family, excellent service from the start, the app is so easy to use, making the whole experience so simple, keep up the great work. Reviewed on: 16th April 2021

Best financial institution currently on the market.

Very helpful provider. Prepared to assist people poor credit rating and give them a chance. Reviewed on: 16th April 2021

Excellent service

Excellent company, easy to navigate and use. Recomend to anyone and have. Thank you Reviewed on: 16th April 2021

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