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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Because easy to access and convenient

Good customer service and the easy way to build your credit Reviewed on: 17th April 2021

Hassle free credit card

Easy to apply for the app is very user friendly too ! Reviewed on: 17th April 2021

Friendly people and easy to use card

Excellent company with an easy to use card and app.Easy to keep tabs on spending and it gives confidence for the use and future with this card/company Reviewed on: 17th April 2021

Great item

Perfect simply perfect! Very happy customer Reviewed on: 17th April 2021

Easy to use, easy to pay. Fantastic App

I’ve loved everything so far. They explained everything so well. An Up front & honest lender. Reviewed on: 17th April 2021

Excellent service

Excellent service and im so happy with my credit card. Reviewed on: 17th April 2021

They are a good working company and it's so easy

I have used this card for emergency it has really helped me out a lot Reviewed on: 17th April 2021

super credit company

I have had my Zopa credit card for three months now and it is amazing, it was simple to apply for and came with a low but manageable credit limit. Making payments is very easy easy using the app, i'm very happy with my Zopa card. Reviewed on: 17th April 2021

Really useful card, really helpful staff

The card application was extremely straightforward and easy to complete. I have only had to speak to staff the once. They were very professional and helpful Reviewed on: 17th April 2021

Easy to use

Very easy to use and clear on app.. purchases made etc .. you get sent notifications to say how much you spent and how much left balance / spend.. Reviewed on: 17th April 2021

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