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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Easy to apply

Applying is easy and using simple plus repaying your balance easy as 1,2 3 it's paid back ready for when needed again Reviewed on: 18th April 2021

Brilliant Zopa

I like Zopa as it is very easy to use the app..and I like the way it tells u your balance immediately after making a transaction Reviewed on: 17th April 2021

Excellent service

Great for improving your credit score and good value for the money. Reviewed on: 17th April 2021

Great credit card

Great card, good company, great communication Reviewed on: 17th April 2021

Money control

I'm happy with how I feel in control of my money the monthly payments are reasonable the Apr is as expected too highly recommend Reviewed on: 17th April 2021

Excellent

Great service recommend to anyone Reviewed on: 17th April 2021

Great service

Quick and easy to access my account. Card and pin arrived promptly and the app is easy to use. Reviewed on: 17th April 2021

Because easy to access and convenient

Good customer service and the easy way to build your credit Reviewed on: 17th April 2021

Hassle free credit card

Easy to apply for the app is very user friendly too ! Reviewed on: 17th April 2021

Friendly people and easy to use card

Excellent company with an easy to use card and app.Easy to keep tabs on spending and it gives confidence for the use and future with this card/company Reviewed on: 17th April 2021

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