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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44329 reviews)

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4.94

Based on 44,329 reviews, last reviewed 18th Apr 2026

44% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Using since more than 6 months still i haven’t got e... Using since more than 6 months still i haven’t got extra credit limit i don’t know why while other cards are offering limit increase just zopa is not ... Read more Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44329)

So easy to apply for

So easy to apply for and very gud outcome Reviewed on: 17th April 2021

A good card

A quick and easy to apply and straight forward questions. Told allow 3 to 7 days it arrived on day 3 and you get the pin number from the app so no waiting for more post. Reviewed on: 17th April 2021

No hassle company

Zopa easy to deal with great app to follow your spending and a credit limit to suit everyone Reviewed on: 17th April 2021

Value for money

Excellent value for money one of the best cards out there Reviewed on: 17th April 2021

Easy to manage

It's s great product and communication is clear and only when necessary. I like the way the payments are processed the same day Reviewed on: 17th April 2021

Great Custoner Service

I had a problem with a purchase of mine and soon after I made contact with the Zopa help team I was given answered needed to fix my issue. Great customer service. Reviewed on: 17th April 2021

Zopa is a great credit card

Zopa is a great credit card.they excepted me and gave me a chance when nobody would.thank you very much for that Reviewed on: 17th April 2021

Very good card

The online service is the best yet ,you get up to date plus other financial features Reviewed on: 17th April 2021

Been very pleased with card and bank

Easy experience with zopa, always kept well informed about account and card use Reviewed on: 17th April 2021

Very helpful

Easy at low interest rates like me..... Reviewed on: 17th April 2021

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