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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44330 reviews)

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4.94

Based on 44,330 reviews, last reviewed 18th Apr 2026

44% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Always fantastic always receive excellent support Always fantastic always receive excellent support Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44330)

super credit company

I have had my Zopa credit card for three months now and it is amazing, it was simple to apply for and came with a low but manageable credit limit. Making payments is very easy easy using the app, i'm very happy with my Zopa card. Reviewed on: 17th April 2021

Really useful card, really helpful staff

The card application was extremely straightforward and easy to complete. I have only had to speak to staff the once. They were very professional and helpful Reviewed on: 17th April 2021

Easy to use

Very easy to use and clear on app.. purchases made etc .. you get sent notifications to say how much you spent and how much left balance / spend.. Reviewed on: 17th April 2021

Excellent company with friendly helpful staff

I had an issue connecting to the app their staff helped me with this problem calmly and proffesionally Reviewed on: 17th April 2021

I have received great service fom Zopa.

I have found that Zopa provide great customer services and keep me updated about my account regularly. Reviewed on: 17th April 2021

Fantastic service

Very simply process to apply quick response and delivery of card. Reviewed on: 17th April 2021

Mr shayne stewart

Excellent app and very usable card Reviewed on: 17th April 2021

Very convenient and reluabke

App is brilliant love the safety net love the immediate correct balance after transactions Reviewed on: 17th April 2021

So fast

The Zopa card is so easy to use and the App is updated instantly so you can see what your exact balance is at any time. Pay via app and it shows then and there. Love it. Reviewed on: 17th April 2021

Easy,Smart,Manageable

Love this credit card! It's easy to manage your money with the app! Control the spending, and check on your credit rating. Great little card. Reviewed on: 17th April 2021

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