Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Easy to use app

Easy set up, app easy to use, clear instructions of usage. Reviewed on: 18th April 2021

Brilliant service

Great service, easy transaction. Reviewed on: 18th April 2021

Excellent Credit card Provider

The services and process are fairly simple and straightforward. The app allows you to keep on top of your card usage. I will surely recommend them. Reviewed on: 18th April 2021

Easy to apply

Applying is easy and using simple plus repaying your balance easy as 1,2 3 it's paid back ready for when needed again Reviewed on: 18th April 2021

Brilliant Zopa

I like Zopa as it is very easy to use the app..and I like the way it tells u your balance immediately after making a transaction Reviewed on: 17th April 2021

Excellent service

Great for improving your credit score and good value for the money. Reviewed on: 17th April 2021

Great credit card

Great card, good company, great communication Reviewed on: 17th April 2021

Money control

I'm happy with how I feel in control of my money the monthly payments are reasonable the Apr is as expected too highly recommend Reviewed on: 17th April 2021

Excellent

Great service recommend to anyone Reviewed on: 17th April 2021

Great service

Quick and easy to access my account. Card and pin arrived promptly and the app is easy to use. Reviewed on: 17th April 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Avios Credit Card
from TSB 3.50 from 20 reviews
Flex Purchase credit card
from Monzo 4.90 from 3186 reviews
Credit card
from ASDA Money 3.12 from 110 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub