Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.93
Based on 41,949 reviews, last reviewed 20th Jan 2026
82350% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The rates are very competitive, the app is very easy... The rates are very competitive, the app is very easy to use and self explanatory Reviewed on: 20th January 2026
John g's avatar
John g

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (41949)

No hassle, and a great app

5
I like that this is a no hassle credit card, the app is great and allows a lot of control. Reviewed on: 20th February 2021
Kathryn Dee 's avatar
Kathryn Dee

Easy application

5
Easy to apply,application form easy to follow,great customer service Reviewed on: 19th February 2021
Lesley's avatar
Lesley

Mr mohammed

5
Very very good service,easy to pay Overall such a nice service Reviewed on: 19th February 2021
Mohammed radeluddin's avatar
Mohammed radeluddin

Perfect

5
Never had any problems perfect for raising your credit score,nice little card to have,thank you Reviewed on: 19th February 2021
John's avatar
John

Absolutely Brilliant Credit Card

5
I have had nothing but a breeze with Zopa, I honestly wouldn’t get a card with anyone else! Reviewed on: 19th February 2021
Kian Middleton's avatar
Kian Middleton

Great new card !

5
Loving the new card from a competitive lender ! Reviewed on: 19th February 2021
itsgaryh@icloud.com's avatar
[email protected]

Best Credit card ever

5
Everything done on my phone and it notifies me every time i make a purchase, Just so easy to manage Reviewed on: 19th February 2021
Terry Lunt's avatar
Terry Lunt

Customer comes first

5
Fantastic, Honest and simple to use Reviewed on: 19th February 2021
ken Mafrvu's avatar
ken Mafrvu

Very good

5
I'm glad I can use a credit card. Thank you very much. Reviewed on: 19th February 2021
Johana's avatar
Johana

Very good

5
Very easy to use and to follow as I dont find it easy to read Reviewed on: 18th February 2021
Paula's avatar
Paula

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Current account

    from Zopa 4.97 from 2346 reviews
    Zopa

  • Cash ISA

    from Zopa 4.95 from 1449 reviews
    Zopa

  • Smart Saver

    from Zopa 4.94 from 7480 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill