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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44330 reviews)

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4.94

Based on 44,330 reviews, last reviewed 18th Apr 2026

44% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Always fantastic always receive excellent support Always fantastic always receive excellent support Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44330)

Money control

I'm happy with how I feel in control of my money the monthly payments are reasonable the Apr is as expected too highly recommend Reviewed on: 17th April 2021

Excellent

Great service recommend to anyone Reviewed on: 17th April 2021

Great service

Quick and easy to access my account. Card and pin arrived promptly and the app is easy to use. Reviewed on: 17th April 2021

Because easy to access and convenient

Good customer service and the easy way to build your credit Reviewed on: 17th April 2021

Hassle free credit card

Easy to apply for the app is very user friendly too ! Reviewed on: 17th April 2021

Friendly people and easy to use card

Excellent company with an easy to use card and app.Easy to keep tabs on spending and it gives confidence for the use and future with this card/company Reviewed on: 17th April 2021

Great item

Perfect simply perfect! Very happy customer Reviewed on: 17th April 2021

Easy to use, easy to pay. Fantastic App

I’ve loved everything so far. They explained everything so well. An Up front & honest lender. Reviewed on: 17th April 2021

Excellent service

Excellent service and im so happy with my credit card. Reviewed on: 17th April 2021

They are a good working company and it's so easy

I have used this card for emergency it has really helped me out a lot Reviewed on: 17th April 2021

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