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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

So easy to use.

Quick results showing activity. Smart app. Friendly service. Reviewed on: 14th June 2021

Great service

great and easy card to use. was easy to set up and great security features. Reviewed on: 14th June 2021

Brilliant instructions and User friendly

I have had the best experience. Instructions were very clear and easy to Understand. The best card ever. Reviewed on: 10th May 2021

Low interest

Easy to use and register active card and low interest Reviewed on: 20th April 2021

Amazing

Love this card and its ease of use. Very 21st century. Reviewed on: 20th April 2021

About service

Best credit card and easy to handle to pay money and shopping Reviewed on: 20th April 2021

Easy to use, both the app and card

Sophie is easy to use via the app. Payments go through almost instantly so the card can be used straight away with the new balance. Customer service is also very good although I've only had to call them once. The reminders fir payments due also help drastically as I often forget. Reviewed on: 18th April 2021

Excellent service

Excellent service with a an excellent app! Reviewed on: 18th April 2021

Easy all round.

App is easy to use. If you need to ring, the people have been very helpful Reviewed on: 18th April 2021

Zopa Zogood

Great little credit card easily managed with app. A modern day credit card where I can pay money into it almost instantly. Other cards take days. An easily managed card in difficult times. Great Reviewed on: 18th April 2021

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