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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Excellent

Never never I have problems with Zopa customer services peoples are brilliant to sorting out any problems very happy for the service Reviewed on: 3rd September 2021

Brilliant

Good card treat customer service highly recommended by anyone especially me get this card now you won’t be disappointed Reviewed on: 24th June 2021

Ideal went bankrupt 3 years ago and these were the first people to offer me a credit card of 200

Brilliant so easy to use. Download the app from playstore and your ready to use your card. Reviewed on: 14th June 2021

So easy to use.

Quick results showing activity. Smart app. Friendly service. Reviewed on: 14th June 2021

Great service

great and easy card to use. was easy to set up and great security features. Reviewed on: 14th June 2021

Brilliant instructions and User friendly

I have had the best experience. Instructions were very clear and easy to Understand. The best card ever. Reviewed on: 10th May 2021

Low interest

Easy to use and register active card and low interest Reviewed on: 20th April 2021

Amazing

Love this card and its ease of use. Very 21st century. Reviewed on: 20th April 2021

About service

Best credit card and easy to handle to pay money and shopping Reviewed on: 20th April 2021

Easy to use, both the app and card

Sophie is easy to use via the app. Payments go through almost instantly so the card can be used straight away with the new balance. Customer service is also very good although I've only had to call them once. The reminders fir payments due also help drastically as I often forget. Reviewed on: 18th April 2021

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