Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44332 reviews)

View other Zopa products

4.94

Based on 44,332 reviews, last reviewed 18th Apr 2026

44% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

My experience with Zopa has been great. My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44332)

Brilliant instructions and User friendly

I have had the best experience. Instructions were very clear and easy to Understand. The best card ever. Reviewed on: 10th May 2021

Low interest

Easy to use and register active card and low interest Reviewed on: 20th April 2021

Amazing

Love this card and its ease of use. Very 21st century. Reviewed on: 20th April 2021

About service

Best credit card and easy to handle to pay money and shopping Reviewed on: 20th April 2021

Easy to use, both the app and card

Sophie is easy to use via the app. Payments go through almost instantly so the card can be used straight away with the new balance. Customer service is also very good although I've only had to call them once. The reminders fir payments due also help drastically as I often forget. Reviewed on: 18th April 2021

Excellent service

Excellent service with a an excellent app! Reviewed on: 18th April 2021

Easy all round.

App is easy to use. If you need to ring, the people have been very helpful Reviewed on: 18th April 2021

Zopa Zogood

Great little credit card easily managed with app. A modern day credit card where I can pay money into it almost instantly. Other cards take days. An easily managed card in difficult times. Great Reviewed on: 18th April 2021

GREAT PRODUCT

Easy to use top service love how it’s just an app Reviewed on: 18th April 2021

Friendly staff fast efficient service first class

Absolutely speedy delivery of card, fast efficient service like a friend in my wallet Reviewed on: 18th April 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Classic Credit Card
from Bank of Ireland 3.37 from 6 reviews
Fluid Credit Card
from NewDay 4.23 from 104 reviews
Gold Credit Card
from American Express 4.74 from 25 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1546 reviews
Personal loan
from Zopa 4.95 from 69065 reviews
Current account
from Zopa 4.93 from 6564 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub