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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Excellent banking product

Easy to use low interest. App works without a fault. Constant know where you are. Love the push alerts Reviewed on: 25th January 2022

Great service easy application

Rate shown before applying with clear acceptance before applying. Easy to use app Reviewed on: 25th January 2022

Simple-user friendly, easy application

When I thought i would not be given any credit but Zopa did. Reviewed on: 25th January 2022

Great service

Easy to deal with, App is so easy to use and keep up-to date with your finances…. Reviewed on: 25th January 2022

Great credit card company

Easy to use app, and company is great to deal with. I love the additional app features like payments showing instantly and credit cushion. Reviewed on: 25th January 2022

amazing

awesome company card payments instant would highly reccomend Reviewed on: 25th January 2022

Simple way of borrowing

Zopa is a simple way of borrowing, without any bully tactics and a friendly easy app to use Reviewed on: 25th January 2022

Great card

Brilliant card, with invaluable customer service. Reviewed on: 25th January 2022

Great service great all around

Zopaa customer service is excellent. Always go above and beyond and explain things in debt so you always fully understand. They show you clearly how to improvd your score and want to help. They are fair with ther credit card limit too Reviewed on: 25th January 2022

Happy customer

Never had any problems, friendly reminders. Reviewed on: 25th January 2022

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