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Zopa: Credit card reviews

View other Zopa products
4.93
Based on 41,654 reviews, last reviewed 15th Jan 2026
68000% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good. Five stars Good.was very easy to make the card Reviewed on: 15th January 2026
Adriana F's avatar
Adriana F

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (41654)

Great company

5
Easy to apply and set up once accepted. No fuss, easy to use. Definitely worth recommending to family and friends. Love the simplicity and format. Reviewed on: 16th February 2021
LornaS's avatar
LornaS

Good and easy

5
Just applied and ready to go They wool get far Reviewed on: 16th February 2021
gioago@ymail.com's avatar
[email protected]

feel good about money

5
back in control, feel better banking experience Reviewed on: 16th February 2021
Elhassan Akasha's avatar
Elhassan Akasha

THANK GOD SOMEONE BELIEVED

5
I had a default unbeknown to me and was unable to get credit. Zopa gave me credit and my credit score and shot up. This has made a real difference to my life Reviewed on: 16th February 2021
mccarthydunnett@hotmail.co.uk's avatar
[email protected]

Good service

5
Good quick to accept me no problems so far Reviewed on: 16th February 2021
angeljon@gmx.com's avatar
[email protected]

Zopa works for me. I enjoy it

5
Zopa Comes in handy. Needed it for random times Reviewed on: 16th February 2021
Kevin M's avatar
Kevin M

It's a good day for all zopa family members.

5
It's been great amazing experience with Zopa it's easy to use and the customer service is very good, all the very best for the zopa is nominated in the awards, let us all unite and make zopa as the winner. Reviewed on: 16th February 2021
Mani's avatar
Mani

Love zopa

5
They are very easy to use and also understanding Reviewed on: 16th February 2021
Nathan's avatar
Nathan

Just fab , easy to apply and use and set up payments

5
Easy to use and to arrange paying back , it sets up auto payments so no need to worry about forgetting Reviewed on: 15th February 2021
Teresa's avatar
Teresa

Top card

5
Great card easy to use pay card off and money is on the card rght away Reviewed on: 15th February 2021
Daniel Eastwood 's avatar
Daniel Eastwood

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