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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44332 reviews)

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4.94

Based on 44,332 reviews, last reviewed 18th Apr 2026

44% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

My experience with Zopa has been great. My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44332)

Simple-user friendly, easy application

When I thought i would not be given any credit but Zopa did. Reviewed on: 25th January 2022

Great service

Easy to deal with, App is so easy to use and keep up-to date with your finances…. Reviewed on: 25th January 2022

Great credit card company

Easy to use app, and company is great to deal with. I love the additional app features like payments showing instantly and credit cushion. Reviewed on: 25th January 2022

amazing

awesome company card payments instant would highly reccomend Reviewed on: 25th January 2022

Simple way of borrowing

Zopa is a simple way of borrowing, without any bully tactics and a friendly easy app to use Reviewed on: 25th January 2022

Great card

Brilliant card, with invaluable customer service. Reviewed on: 25th January 2022

Great service great all around

Zopaa customer service is excellent. Always go above and beyond and explain things in debt so you always fully understand. They show you clearly how to improvd your score and want to help. They are fair with ther credit card limit too Reviewed on: 25th January 2022

Happy customer

Never had any problems, friendly reminders. Reviewed on: 25th January 2022

Zopa is fab

First I had the credit card and a year later I had a zopa loan..love the App Reviewed on: 25th January 2022

Excellent hassle free service

Have been a client for 2years and have had no issues with Zopa. Very friendly to use app and user interface. Have recommended to friends Reviewed on: 25th January 2022

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