Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Brilliant card

Brilliant access and managing your money. Reviewed on: 25th January 2022

Very good lender

Really please with Zopla Very good service Reviewed on: 25th January 2022

Excellent company

Great app timely reminders and updated Reviewed on: 25th January 2022

great service

i have the credit card they made it so easy to apply great service Reviewed on: 25th January 2022

Exceptionally easy to Navigate

A very easy interface , clearly defined app and instructions. Low costing rates. Never had one issue with Zopa. Reviewed on: 25th January 2022

BEST BRITISH AWARD 2022

I am very satisfied to have big credit card like zopa, very helpful that say. This is my opinion. Reviewed on: 25th January 2022

Good bank

I’m glad,that I am customer of jour Bank! Reviewed on: 25th January 2022

Fast and easy

Fast service and easy to use online Reviewed on: 25th January 2022

Excellent

Can't fault the process,customer service or rates. All top class Reviewed on: 25th January 2022

Brilliant better than any other credit card

Always someone to help when needed. Very easy to use Reviewed on: 25th January 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Premier Credit Card
from HSBC 4.12 from 20 reviews
Credit card
from The Co-operative Bank 3.46 from 37 reviews
American Express Credit Card
from American Express 3.81 from 120 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub