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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Outstanding service

Immediate SMS on purchase allowing me to track balance, immediate credit using debit card payments allowing instant purchases, light years ahead of the completion ( well 2 Days at least on payments and that is light years in my estimation ) Reviewed on: 25th January 2022

Great card, easy app to use

Fantastic credit card, great communication, very accessible app, great card and account Reviewed on: 25th January 2022

Great card and great help

Great help on the app with bills and credit score. Reviewed on: 25th January 2022

Excellent customer service

Excellent credit card service ever I have seen in my life and easy pay and update balance fast to use it. Reviewed on: 25th January 2022

Easy to use and good value

Approval process easy, APR competitive and the app is very easy to use Reviewed on: 25th January 2022

A good credit card to use!

Never had any issues with Zopa. Everytime I have spoke with someone they have been very friendly. Would recommend! Reviewed on: 25th January 2022

Best loan ever

Very quick and easy to apply. Very satisfied with service and help provided. Reviewed on: 25th January 2022

Good

Very easy to use, fast transfers. Reviewed on: 25th January 2022

Efficient customer service, user friendly app.

App is great, easy to use and support is available without interrupting your day Reviewed on: 25th January 2022

So Quick and Easy

Really quick application card came 3 days later Reviewed on: 25th January 2022

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