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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41653 reviews)

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4.93

Based on 41,653 reviews, last reviewed 15th Jan 2026

67950% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Give Zopa a try, Very easy to pay credit card bill online. No messing around having to verify payment in banking app Reviewed on: 15th January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (41653)

Really easy app and friendly service

The service has been great and really friendly, the app is easy to use and the reminder emails are really useful Reviewed on: 16th February 2021

All good!

Very helpful! Very professional and suits my needs! Reviewed on: 16th February 2021

Outstanding

Can't fault zopa outstanding card to have in your wallet its a nice colour as well . Reviewed on: 16th February 2021

Zopa services better than world class

Zopa staff are the best I have ever had problems with they were so fast and polite and explained in such an easy way to understand Reviewed on: 16th February 2021

A great credit card

A wery easy and speedy online application process, quick decision. Reviewed on: 16th February 2021

Excellent

Best card I have ever used no time wasting instant response well done zopa Reviewed on: 16th February 2021

Well done

Quick efficient service, easy activation process Reviewed on: 16th February 2021

This is nice

For mim de best one hhhhhhhhhh hhhhhh hhhhhhhhh hhhhh Reviewed on: 16th February 2021

Very good card

It’s very handy when you need to purchase things will low rates Reviewed on: 16th February 2021

Very good overall

Have never had any problems. Very easy to apply for it, with quick decisio. Easy to understand tge app. Reviewed on: 16th February 2021

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