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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44332 reviews)

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4.94

Based on 44,332 reviews, last reviewed 18th Apr 2026

44% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

My experience with Zopa has been great. My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44332)

BEST BRITISH AWARD 2022

I am very satisfied to have big credit card like zopa, very helpful that say. This is my opinion. Reviewed on: 25th January 2022

Good bank

I’m glad,that I am customer of jour Bank! Reviewed on: 25th January 2022

Fast and easy

Fast service and easy to use online Reviewed on: 25th January 2022

Excellent

Can't fault the process,customer service or rates. All top class Reviewed on: 25th January 2022

Brilliant better than any other credit card

Always someone to help when needed. Very easy to use Reviewed on: 25th January 2022

Bestie

Great interest rates also very helpful they remind you when a payment is due so you never get late payment fees Reviewed on: 25th January 2022

In house credit

It seems like someone from the household is willingly providing assistance when in need. Reviewed on: 25th January 2022

Excellent service

Excellent company never had any problems Reviewed on: 25th January 2022

Excellent banking product

Easy to use low interest. App works without a fault. Constant know where you are. Love the push alerts Reviewed on: 25th January 2022

Great service easy application

Rate shown before applying with clear acceptance before applying. Easy to use app Reviewed on: 25th January 2022

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