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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Easy, user friendly. Highly recommend

The app is user friendly. I’m kept up to date on a weekly basis of my spending and limit. Would highly recommend to my family. Reviewed on: 25th January 2022

Simple, no nonsense credit card

The app is simple and user friendly making it easy to manage my account Reviewed on: 25th January 2022

very happy with zopa

easy to work with them. good rates and small fees. Reviewed on: 25th January 2022

Amazing

Best in the market. So easy to use Reviewed on: 25th January 2022

Credit card

Very easy to apply with them and very quick and prompt you receive the answer. Reviewed on: 25th January 2022

Straight forward banking

Great customer service such excellent customer service with a fab app to use for everyday banking keep up the good work Reviewed on: 25th January 2022

Any time with trust

Great credit card solution when when extra money needed Reviewed on: 25th January 2022

Very user friendly

Great experience in terms of app functionality and ease of use, good access to products and services available. Reviewed on: 25th January 2022

Excellent Efficient Fast Service

Have been with ZOPA for approx just over a year and would highly recommend them Reviewed on: 25th January 2022

Love it

Easy simple to use credit card. Easy to pay on the app. Any problems dealt with very quickly via app. Highly recommended definitely Reviewed on: 25th January 2022

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