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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44332 reviews)

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4.94

Based on 44,332 reviews, last reviewed 18th Apr 2026

40% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

My experience with Zopa has been great. My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44332)

A good credit card to use!

Never had any issues with Zopa. Everytime I have spoke with someone they have been very friendly. Would recommend! Reviewed on: 25th January 2022

Best loan ever

Very quick and easy to apply. Very satisfied with service and help provided. Reviewed on: 25th January 2022

Good

Very easy to use, fast transfers. Reviewed on: 25th January 2022

Efficient customer service, user friendly app.

App is great, easy to use and support is available without interrupting your day Reviewed on: 25th January 2022

So Quick and Easy

Really quick application card came 3 days later Reviewed on: 25th January 2022

Brilliant card

Brilliant access and managing your money. Reviewed on: 25th January 2022

Very good lender

Really please with Zopla Very good service Reviewed on: 25th January 2022

Excellent company

Great app timely reminders and updated Reviewed on: 25th January 2022

great service

i have the credit card they made it so easy to apply great service Reviewed on: 25th January 2022

Exceptionally easy to Navigate

A very easy interface , clearly defined app and instructions. Low costing rates. Never had one issue with Zopa. Reviewed on: 25th January 2022

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