Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Zoptastic

I signed up for Zopa last year, and it has been the best thing that happened to my credit history. With Zopa, as long as I spend and payback on time. They do not charge me interest. They make sure I am not overspending. There are many great features for using the app. You can chat with a live agent in an instant. I highly recommend Zopa.... Reviewed on: 25th January 2022

Zopa the card to have!

Great App! Easy navigation! Great customer service! Kept updated with statements/payments due! Reviewed on: 25th January 2022

Fantastic

Easy to use appand fantastic customer service Reviewed on: 25th January 2022

Easy, user friendly. Highly recommend

The app is user friendly. I’m kept up to date on a weekly basis of my spending and limit. Would highly recommend to my family. Reviewed on: 25th January 2022

Simple, no nonsense credit card

The app is simple and user friendly making it easy to manage my account Reviewed on: 25th January 2022

very happy with zopa

easy to work with them. good rates and small fees. Reviewed on: 25th January 2022

Amazing

Best in the market. So easy to use Reviewed on: 25th January 2022

Credit card

Very easy to apply with them and very quick and prompt you receive the answer. Reviewed on: 25th January 2022

Straight forward banking

Great customer service such excellent customer service with a fab app to use for everyday banking keep up the good work Reviewed on: 25th January 2022

Any time with trust

Great credit card solution when when extra money needed Reviewed on: 25th January 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Fluid Credit Card
from NewDay 3.61 from 105 reviews
Credit card
from Yonder 4.85 from 952 reviews
Credit Card
from American Express 3.50 from 127 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub