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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Great app,simple yet efficient

App is great ,gives everything you need -even ability to see your pin of you forget. Reviewed on: 25th January 2022

Love them

Love this company, they are transparent, and fair. All you need from your credit card company. they are also committed to supporting you and working with you and not against you. Reviewed on: 25th January 2022

Ok

Verry good service,verry fast and verry corect. Reviewed on: 25th January 2022

customer service

super customer service support, very helpful and answered my questions Reviewed on: 25th January 2022

Professional

Professional customer service and easy to use the app, always updating my borrowing power which helps to keep my account in control. Balance is instant to use Reviewed on: 25th January 2022

Clear upfront details

Simple to follow app, all very understandable and good customer service. Fabulous. Reviewed on: 25th January 2022

Rebuilding

Helping me rebuild my credit score Reviewed on: 25th January 2022

The best credit card

Very efficient and reliable, the best credit card oug there . Reviewed on: 25th January 2022

Responsible lending

Both my husband and myself have used products from Zopa including a credit card. The limits are responsible and customer service easy to get hold of. Reviewed on: 25th January 2022

Brilliant service

Since I’ve been with Zopa, they have provided me with a brilliant service from first set up to use, I can’t recommend highly enough Reviewed on: 25th January 2022

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