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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Excellent service and really good app

The app is really easy to use and makes it much easier to manage money. Very clear and helpful communication. Reviewed on: 25th January 2022

Awesome

Great credit card, and great service Reviewed on: 25th January 2022

very efficient and easy to deal with

from application and set up to the user friendly app it has been a pleasurable experience Reviewed on: 25th January 2022

Zopa

Good positive no complaints Reviewed on: 25th January 2022

Very good

Very good thanks I might like because you have Reviewed on: 25th January 2022

Happy customer

The card does everything I need great Reviewed on: 25th January 2022

100% Recommended

Zopa have an amazing customer service team, the app is easy and simple to use, they even have a safety cushion Reviewed on: 25th January 2022

Great app,simple yet efficient

App is great ,gives everything you need -even ability to see your pin of you forget. Reviewed on: 25th January 2022

Love them

Love this company, they are transparent, and fair. All you need from your credit card company. they are also committed to supporting you and working with you and not against you. Reviewed on: 25th January 2022

Ok

Verry good service,verry fast and verry corect. Reviewed on: 25th January 2022

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