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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44332 reviews)

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4.94

Based on 44,332 reviews, last reviewed 18th Apr 2026

40% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

My experience with Zopa has been great. My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44332)

very happy with zopa

easy to work with them. good rates and small fees. Reviewed on: 25th January 2022

Amazing

Best in the market. So easy to use Reviewed on: 25th January 2022

Credit card

Very easy to apply with them and very quick and prompt you receive the answer. Reviewed on: 25th January 2022

Straight forward banking

Great customer service such excellent customer service with a fab app to use for everyday banking keep up the good work Reviewed on: 25th January 2022

Any time with trust

Great credit card solution when when extra money needed Reviewed on: 25th January 2022

Very user friendly

Great experience in terms of app functionality and ease of use, good access to products and services available. Reviewed on: 25th January 2022

Excellent Efficient Fast Service

Have been with ZOPA for approx just over a year and would highly recommend them Reviewed on: 25th January 2022

Love it

Easy simple to use credit card. Easy to pay on the app. Any problems dealt with very quickly via app. Highly recommended definitely Reviewed on: 25th January 2022

Robert9@

It’s always been very helpful to me Reviewed on: 25th January 2022

I needed a card which would help me build my credit score up I find it very helpful

I find it's good value for someone starting out the credit limit is reasonable its helped increase my credit score Reviewed on: 25th January 2022

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