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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Fantastic fair treatment

I couldn’t fault it . The staff and support team are friendly helpful and makes using Zopa effortless Reviewed on: 25th January 2022

Supercalifragilisticexpialiamazing

You just couldn’t wish for a better experience, each and every product from start to finish simply seamless, effortless, and totally amazing, I couldn’t be happier. Reviewed on: 25th January 2022

Excellent

Overall very happy excellent customer service too. Reviewed on: 25th January 2022

Top notch

Zopa is a new day credit card provider, always on point with the app and customer friendly. Reviewed on: 25th January 2022

Great

Very east to use there bank and app and get any problems sort very easy. Great bank to use Reviewed on: 25th January 2022

Great card

Easy to use, app, so straight forward, easy payments section, view statements easily Reviewed on: 25th January 2022

Excellent customer care and support

Have had my share of Fraudesters access to my account, Zopa team has supported and did all they could to limit the effect of such actions. Reviewed on: 25th January 2022

Nice and simple

Easy to use the app makes paying easier. Plus keeping upto date with any offers that may be of interest. Can't complain really nice and simple. Reviewed on: 25th January 2022

Very happy

Everything is very clear and straight forward and the app makes managing the account hassle free Reviewed on: 25th January 2022

Amazing Support

Through a challenging year and sickness with COVID, causing myself to be off work the team fully supported myself with my payments amazing personal touch and great for Mental Health awareness, thank you Zopa!! Reviewed on: 25th January 2022

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