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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Nice and simple

Easy to use the app makes paying easier. Plus keeping upto date with any offers that may be of interest. Can't complain really nice and simple. Reviewed on: 25th January 2022

Very happy

Everything is very clear and straight forward and the app makes managing the account hassle free Reviewed on: 25th January 2022

Amazing Support

Through a challenging year and sickness with COVID, causing myself to be off work the team fully supported myself with my payments amazing personal touch and great for Mental Health awareness, thank you Zopa!! Reviewed on: 25th January 2022

Excellent service and really good app

The app is really easy to use and makes it much easier to manage money. Very clear and helpful communication. Reviewed on: 25th January 2022

Awesome

Great credit card, and great service Reviewed on: 25th January 2022

very efficient and easy to deal with

from application and set up to the user friendly app it has been a pleasurable experience Reviewed on: 25th January 2022

Zopa

Good positive no complaints Reviewed on: 25th January 2022

Very good

Very good thanks I might like because you have Reviewed on: 25th January 2022

Happy customer

The card does everything I need great Reviewed on: 25th January 2022

100% Recommended

Zopa have an amazing customer service team, the app is easy and simple to use, they even have a safety cushion Reviewed on: 25th January 2022

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