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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Excellent service from an excellent company

This is an exemplary bank which is the smart method of banking with service which excels Reviewed on: 25th January 2022

Fab app and provider

everything is so simple, easy and works!! Great company! Reviewed on: 25th January 2022

Great card easy access

Good card easy access website simple to use and understand very happy with my card Reviewed on: 25th January 2022

Fantastic fair treatment

I couldn’t fault it . The staff and support team are friendly helpful and makes using Zopa effortless Reviewed on: 25th January 2022

Supercalifragilisticexpialiamazing

You just couldn’t wish for a better experience, each and every product from start to finish simply seamless, effortless, and totally amazing, I couldn’t be happier. Reviewed on: 25th January 2022

Excellent

Overall very happy excellent customer service too. Reviewed on: 25th January 2022

Top notch

Zopa is a new day credit card provider, always on point with the app and customer friendly. Reviewed on: 25th January 2022

Great

Very east to use there bank and app and get any problems sort very easy. Great bank to use Reviewed on: 25th January 2022

Great card

Easy to use, app, so straight forward, easy payments section, view statements easily Reviewed on: 25th January 2022

Excellent customer care and support

Have had my share of Fraudesters access to my account, Zopa team has supported and did all they could to limit the effect of such actions. Reviewed on: 25th January 2022

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