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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44332 reviews)

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4.94

Based on 44,332 reviews, last reviewed 18th Apr 2026

40% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

My experience with Zopa has been great. My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44332)

very efficient and easy to deal with

from application and set up to the user friendly app it has been a pleasurable experience Reviewed on: 25th January 2022

Zopa

Good positive no complaints Reviewed on: 25th January 2022

Very good

Very good thanks I might like because you have Reviewed on: 25th January 2022

Happy customer

The card does everything I need great Reviewed on: 25th January 2022

100% Recommended

Zopa have an amazing customer service team, the app is easy and simple to use, they even have a safety cushion Reviewed on: 25th January 2022

Great app,simple yet efficient

App is great ,gives everything you need -even ability to see your pin of you forget. Reviewed on: 25th January 2022

Love them

Love this company, they are transparent, and fair. All you need from your credit card company. they are also committed to supporting you and working with you and not against you. Reviewed on: 25th January 2022

Ok

Verry good service,verry fast and verry corect. Reviewed on: 25th January 2022

customer service

super customer service support, very helpful and answered my questions Reviewed on: 25th January 2022

Professional

Professional customer service and easy to use the app, always updating my borrowing power which helps to keep my account in control. Balance is instant to use Reviewed on: 25th January 2022

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