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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44332 reviews)

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4.94

Based on 44,332 reviews, last reviewed 18th Apr 2026

40% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

My experience with Zopa has been great. My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44332)

Excellent

Overall very happy excellent customer service too. Reviewed on: 25th January 2022

Top notch

Zopa is a new day credit card provider, always on point with the app and customer friendly. Reviewed on: 25th January 2022

Great

Very east to use there bank and app and get any problems sort very easy. Great bank to use Reviewed on: 25th January 2022

Great card

Easy to use, app, so straight forward, easy payments section, view statements easily Reviewed on: 25th January 2022

Excellent customer care and support

Have had my share of Fraudesters access to my account, Zopa team has supported and did all they could to limit the effect of such actions. Reviewed on: 25th January 2022

Nice and simple

Easy to use the app makes paying easier. Plus keeping upto date with any offers that may be of interest. Can't complain really nice and simple. Reviewed on: 25th January 2022

Very happy

Everything is very clear and straight forward and the app makes managing the account hassle free Reviewed on: 25th January 2022

Amazing Support

Through a challenging year and sickness with COVID, causing myself to be off work the team fully supported myself with my payments amazing personal touch and great for Mental Health awareness, thank you Zopa!! Reviewed on: 25th January 2022

Excellent service and really good app

The app is really easy to use and makes it much easier to manage money. Very clear and helpful communication. Reviewed on: 25th January 2022

Awesome

Great credit card, and great service Reviewed on: 25th January 2022

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