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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Highly recommended

Excellent service and easy application procedure Reviewed on: 25th January 2022

Helpful and friendly

Very helpful and friendly service, the whole experience has helped me sort my finances out , Reviewed on: 25th January 2022

Happy customer

No issues and good service the app is very good Reviewed on: 25th January 2022

Great hassle free credit facility

Great credit facility . Very simple to use . Know exactly what you’re spending and when Reviewed on: 25th January 2022

Works well

Had no problems credit card works well for me …A1 Reviewed on: 25th January 2022

Easy to use !

It’s good, easy to use app. Credit increases are a little slow Reviewed on: 25th January 2022

Great experience

Helped out when needed most easy app great customer support Reviewed on: 25th January 2022

Fantastic

Excellent, professional and easy of use, simply outstanding Reviewed on: 25th January 2022

Absolutely brilliant

Never had any problems at all always there to help Reviewed on: 25th January 2022

Simple. Clear. Easy

Simple application process, easy to manage and good customer service. Really happy with this card and company Reviewed on: 25th January 2022

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