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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Need to treat customers better

They a good bank easy to use app but even though you have a great repayment they constantly check your file and have no intension of giving you any kind of credit card increase or any kind of offer they check your file at least 2-3 times a month and it’s done by robots I was told so they don’t even look at you so it’s up to you just be mine full other wise they would be a great bank Reviewed on: 25th January 2022

Amazing company

Very proactive and responsible as a Company Reviewed on: 25th January 2022

10 out of 10

A fast and reliable service that keeps you up to date on your applications and your account. Plus it has a great app, so easy to navigate and use. Reviewed on: 25th January 2022

Highly recommended

Excellent service and easy application procedure Reviewed on: 25th January 2022

Helpful and friendly

Very helpful and friendly service, the whole experience has helped me sort my finances out , Reviewed on: 25th January 2022

Happy customer

No issues and good service the app is very good Reviewed on: 25th January 2022

Great hassle free credit facility

Great credit facility . Very simple to use . Know exactly what you’re spending and when Reviewed on: 25th January 2022

Works well

Had no problems credit card works well for me …A1 Reviewed on: 25th January 2022

Easy to use !

It’s good, easy to use app. Credit increases are a little slow Reviewed on: 25th January 2022

Great experience

Helped out when needed most easy app great customer support Reviewed on: 25th January 2022

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