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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44332 reviews)

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4.94

Based on 44,332 reviews, last reviewed 18th Apr 2026

40% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

My experience with Zopa has been great. My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44332)

Just great!

Great services, great app experience and I feel really secure it can't be hacked if my phone gets stolen. Reviewed on: 25th January 2022

Good service

Just a nice company to deal with Reviewed on: 25th January 2022

Best credit card to have

The instant transactions after payments makes it’s super easy to keep track of how much credit is available Reviewed on: 25th January 2022

Fair and easy

Zopa provide a fair and transparent service. Reviewed on: 25th January 2022

Brilliant account to have best thing I done.

So got it to improve my credit file. Saw improvement after couple months. App show payments taken out what great. It clear and upfront about payments to be made. Highly recommend them ! Looking forward to hopefully taking my loan with them too Reviewed on: 25th January 2022

Excellent service from an excellent company

This is an exemplary bank which is the smart method of banking with service which excels Reviewed on: 25th January 2022

Fab app and provider

everything is so simple, easy and works!! Great company! Reviewed on: 25th January 2022

Great card easy access

Good card easy access website simple to use and understand very happy with my card Reviewed on: 25th January 2022

Fantastic fair treatment

I couldn’t fault it . The staff and support team are friendly helpful and makes using Zopa effortless Reviewed on: 25th January 2022

Supercalifragilisticexpialiamazing

You just couldn’t wish for a better experience, each and every product from start to finish simply seamless, effortless, and totally amazing, I couldn’t be happier. Reviewed on: 25th January 2022

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