Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

View other Zopa products

4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Perfect company

My purchases are easy to access with app and payments are immediately added to my account so you have great control. Certainly would recommend Reviewed on: 25th January 2022

This Bank make very easy for the people

It is very easy to work with Zopa, they made easy life for the people & understanding the problems Reviewed on: 25th January 2022

East to use

Easy to open account and very good app Reviewed on: 25th January 2022

Excellent!!!

Superb! I love it and would definitely recommend to my family Reviewed on: 25th January 2022

Smart/Simple/Convenient

The card works for yourself, easy, no hassle and puts you in control - I would advise to anyone who wants real control on their finances. Reviewed on: 25th January 2022

Great service

No issues at any point. Very helpful Reviewed on: 25th January 2022

Ease of Use

Zopa is so easy to use and magage on my phone Reviewed on: 25th January 2022

Need to treat customers better

They a good bank easy to use app but even though you have a great repayment they constantly check your file and have no intension of giving you any kind of credit card increase or any kind of offer they check your file at least 2-3 times a month and it’s done by robots I was told so they don’t even look at you so it’s up to you just be mine full other wise they would be a great bank Reviewed on: 25th January 2022

Amazing company

Very proactive and responsible as a Company Reviewed on: 25th January 2022

10 out of 10

A fast and reliable service that keeps you up to date on your applications and your account. Plus it has a great app, so easy to navigate and use. Reviewed on: 25th January 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Zable 4.81 from 123714 reviews
Aquis Card
from Vanquis 4.45 from 44 reviews
Credit card
from M&S Bank - Marks and Spencer 3.60 from 209 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.86 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub