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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Excellent customer service

Excellent customer service, great communication always ready to listen and help if needed. APP is easy to navigate and understand Reviewed on: 25th January 2022

Excellent Provider

I always find Zopa to be honest, open and flexible in their approach to their customers, of which I am one. Reviewed on: 25th January 2022

Most helpful credit card ever.

Having an account has changed my way of thinking about credit. The easy to use app helps me keep track of my spending. The safety cushion is great, gives me peace of mind. And the helpful advice is right there whenever I need it. I really feel like I will get my credit back on track just by using Zopa. Highly recommended if you’re stuck and don’t know what to do with messy finances. Easy to apply and use. Thank you!! Reviewed on: 25th January 2022

Perfect company

My purchases are easy to access with app and payments are immediately added to my account so you have great control. Certainly would recommend Reviewed on: 25th January 2022

This Bank make very easy for the people

It is very easy to work with Zopa, they made easy life for the people & understanding the problems Reviewed on: 25th January 2022

East to use

Easy to open account and very good app Reviewed on: 25th January 2022

Excellent!!!

Superb! I love it and would definitely recommend to my family Reviewed on: 25th January 2022

Smart/Simple/Convenient

The card works for yourself, easy, no hassle and puts you in control - I would advise to anyone who wants real control on their finances. Reviewed on: 25th January 2022

Great service

No issues at any point. Very helpful Reviewed on: 25th January 2022

Ease of Use

Zopa is so easy to use and magage on my phone Reviewed on: 25th January 2022

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