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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44332 reviews)

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4.94

Based on 44,332 reviews, last reviewed 18th Apr 2026

40% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

My experience with Zopa has been great. My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44332)

Happy customer

No issues and good service the app is very good Reviewed on: 25th January 2022

Great hassle free credit facility

Great credit facility . Very simple to use . Know exactly what you’re spending and when Reviewed on: 25th January 2022

Works well

Had no problems credit card works well for me …A1 Reviewed on: 25th January 2022

Easy to use !

It’s good, easy to use app. Credit increases are a little slow Reviewed on: 25th January 2022

Great experience

Helped out when needed most easy app great customer support Reviewed on: 25th January 2022

Fantastic

Excellent, professional and easy of use, simply outstanding Reviewed on: 25th January 2022

Absolutely brilliant

Never had any problems at all always there to help Reviewed on: 25th January 2022

Simple. Clear. Easy

Simple application process, easy to manage and good customer service. Really happy with this card and company Reviewed on: 25th January 2022

Satisfaction guarantee

Good honest friendly staff who are happy to help and don’t judge you on your past Reviewed on: 25th January 2022

Great card and transparent charges

Starting using Zopa 12 months ago, easy to use app and modern credit card with transparent charges. Reviewed on: 25th January 2022

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