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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44354)

Top quality

5
The best available easy to use app and good service Reviewed on: 25th January 2022
mark Colley's avatar
mark Colley

Great product

5
Really easy to use and manage, app is simple, I know where I stand with Zopa Reviewed on: 25th January 2022
Adrian's avatar
Adrian

Excellent

5
Zopa is one of the best credit cards I ever had they are reliable and fast I don’t have to wait I would definitely recommend Zopa Reviewed on: 25th January 2022
Desmond Ryan's avatar
Desmond Ryan

Really good

5
Fantastic credit facilities always there to help when you need Reviewed on: 25th January 2022
Patrick Davies's avatar
Patrick Davies

Good

5
Nice and understandable , nothing to add any more Reviewed on: 25th January 2022
Eduard k's avatar
Eduard k

Awesome :- card to pick

5
Great customer service Great card service to use and affordable overdraft to use with no rush no pressure pay when ever. Great customer services with fast resolving matter. Reviewed on: 25th January 2022
Nim's avatar
Nim

Sensible decisions

5
Had credit issues in the past but now all dealt with. Zopa very understanding with decision and credit limit which has now been increased. Zopa app very easy to understand and navigate. Reviewed on: 25th January 2022
John Kaye's avatar
John Kaye

Excellent customer service

5
Excellent customer service, great communication always ready to listen and help if needed. APP is easy to navigate and understand Reviewed on: 25th January 2022
Margaret's avatar
Margaret

Excellent Provider

5
I always find Zopa to be honest, open and flexible in their approach to their customers, of which I am one. Reviewed on: 25th January 2022
A C's avatar
A C

Most helpful credit card ever.

5
Having an account has changed my way of thinking about credit. The easy to use app helps me keep track of my spending. The safety cushion is great, gives me peace of mind. And the helpful advice is right there whenever I need it. I really feel like I will get my credit back on track just by using Zopa. Highly recommended if you’re stuck and don’t know what to do with messy finances. Easy to apply and use. Thank you!! Reviewed on: 25th January 2022
Kerry's avatar
Kerry

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