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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44332 reviews)

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4.94

Based on 44,332 reviews, last reviewed 18th Apr 2026

40% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

My experience with Zopa has been great. My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44332)

East to use

Easy to open account and very good app Reviewed on: 25th January 2022

Excellent!!!

Superb! I love it and would definitely recommend to my family Reviewed on: 25th January 2022

Smart/Simple/Convenient

The card works for yourself, easy, no hassle and puts you in control - I would advise to anyone who wants real control on their finances. Reviewed on: 25th January 2022

Great service

No issues at any point. Very helpful Reviewed on: 25th January 2022

Ease of Use

Zopa is so easy to use and magage on my phone Reviewed on: 25th January 2022

Need to treat customers better

They a good bank easy to use app but even though you have a great repayment they constantly check your file and have no intension of giving you any kind of credit card increase or any kind of offer they check your file at least 2-3 times a month and it’s done by robots I was told so they don’t even look at you so it’s up to you just be mine full other wise they would be a great bank Reviewed on: 25th January 2022

Amazing company

Very proactive and responsible as a Company Reviewed on: 25th January 2022

10 out of 10

A fast and reliable service that keeps you up to date on your applications and your account. Plus it has a great app, so easy to navigate and use. Reviewed on: 25th January 2022

Highly recommended

Excellent service and easy application procedure Reviewed on: 25th January 2022

Helpful and friendly

Very helpful and friendly service, the whole experience has helped me sort my finances out , Reviewed on: 25th January 2022

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