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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Easy to deal

Very friendly look at you as a person Reviewed on: 25th January 2022

Special experience

Exceptional card to have in your wallet. Builds your credit rating Reviewed on: 25th January 2022

For the best

Very good experience with zopa no problems at all always there if you need help Reviewed on: 25th January 2022

Great service

Easy to use good customer service Reviewed on: 25th January 2022

Apsoflogginlutely marvellous

I can’t thank them enough they were there when I needed them I didn’t have a fantastic credit rating but they took a chance on me anyway by giving me a loan I pay it back each month without fail and will be forever grateful for that thank you Zopa Reviewed on: 25th January 2022

Last Chance Saloon

Zopa offers its potential customers a chance to improve their credit scores whilst offering manageable credit limits. Often very low and rarely are increased much above £300 but at least its a chance for some to regain financial trust with future creditors. Reviewed on: 25th January 2022

Amazing services

Highly recommending to use Zopa services A++ Reviewed on: 25th January 2022

Easy to use

Very friendly with great customer service. Reviewed on: 25th January 2022

Excellent Company

Easy to apply, excellent customer services and overall the best decision I made when I signed up with Zopa. Highly recommend. Reviewed on: 25th January 2022

Fantastically easy

Extremely easy to use the app and pay your bill. No excess paper work. No Messing around. So simple Reviewed on: 25th January 2022

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