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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Ideal credit card with good app

I was given a Zopa credit card, with a fairly low limit, which was fine, as I was trying to rebuild my credit rating. The app is very useful, showing exactly how much I spent, how much credit I have remaining, and when each payment is due, along with how much I need to pay. Highly recommended. Reviewed on: 25th January 2022

Always a good idea

Never disappointed, always helpful Reviewed on: 25th January 2022

Very helpful card

Easy to use card that also has little interest. The best card ever. Reviewed on: 25th January 2022

Very handy little card

Brilliant Card App, always very handy to have for those emergencies Reviewed on: 25th January 2022

Excellent

App is user friendly. Get useful updates Reviewed on: 25th January 2022

Credit building

Great for getting your credit rating back Reviewed on: 25th January 2022

Great

Nice & easy to apply & set up. Transparency throughout, easy to view account on the app, change credit limits, & payments hit immediately.. Reviewed on: 25th January 2022

Easy to deal

Very friendly look at you as a person Reviewed on: 25th January 2022

Special experience

Exceptional card to have in your wallet. Builds your credit rating Reviewed on: 25th January 2022

For the best

Very good experience with zopa no problems at all always there if you need help Reviewed on: 25th January 2022

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