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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

good service

gives very good customer service and clear statements Reviewed on: 25th January 2022

Great friendly hassle free

Great, friendly, hassle free service. I have a credit card and car finance through them! Reviewed on: 25th January 2022

Best credit card

1 of the best credit card company I have ever had so easy to keep track of your spending and helping you keep on track Reviewed on: 25th January 2022

Ideal credit card with good app

I was given a Zopa credit card, with a fairly low limit, which was fine, as I was trying to rebuild my credit rating. The app is very useful, showing exactly how much I spent, how much credit I have remaining, and when each payment is due, along with how much I need to pay. Highly recommended. Reviewed on: 25th January 2022

Always a good idea

Never disappointed, always helpful Reviewed on: 25th January 2022

Very helpful card

Easy to use card that also has little interest. The best card ever. Reviewed on: 25th January 2022

Very handy little card

Brilliant Card App, always very handy to have for those emergencies Reviewed on: 25th January 2022

Excellent

App is user friendly. Get useful updates Reviewed on: 25th January 2022

Credit building

Great for getting your credit rating back Reviewed on: 25th January 2022

Great

Nice & easy to apply & set up. Transparency throughout, easy to view account on the app, change credit limits, & payments hit immediately.. Reviewed on: 25th January 2022

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