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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44354)

Excellent Service easy to use all round winner

5
Not much more than I can say other than Excellent Service easy to use all round winner Reviewed on: 25th January 2022
Matthew's avatar
Matthew

Best credit card

5
I have had Zopa for a year now. Find best card, gives you a rating. Highly recommended. Reviewed on: 25th January 2022
Richard bates's avatar
Richard bates

Brilliant caring company very friendly

5
Zopa are the only company I will deal with from now on, they were very professional and helpful they arranged a loan within minutes and I also now have a great useful credit card and the app makes it easy for me to keep an eye on my funds I recommend this company to any one who needs credit. Reviewed on: 25th January 2022
Andys's avatar
Andys

Zopa

5
Zopa are very helpful and their app is very easy to use Reviewed on: 25th January 2022
Stuart Van Cuylenburg's avatar
Stuart Van Cuylenburg

Fuss Free

5
Very easy to use card. No fuss at all. No complications. Reviewed on: 25th January 2022
David Fuentes's avatar
David Fuentes

Good service

4
Very Simple service to use and overall a good experience Reviewed on: 25th January 2022
Syed Hussain's avatar
Syed Hussain

Fair and trustworthy

5
Great experience, you feel protected and understood. Reviewed on: 25th January 2022
Ludwig L.'s avatar
Ludwig L.

good service

5
gives very good customer service and clear statements Reviewed on: 25th January 2022
Nigel Hickmott's avatar
Nigel Hickmott

Great friendly hassle free

5
Great, friendly, hassle free service. I have a credit card and car finance through them! Reviewed on: 25th January 2022
Caroline Caird's avatar
Caroline Caird

Best credit card

5
1 of the best credit card company I have ever had so easy to keep track of your spending and helping you keep on track Reviewed on: 25th January 2022
Martha henderson 's avatar
Martha henderson

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