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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44333 reviews)

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4.94

Based on 44,333 reviews, last reviewed 19th Apr 2026

40% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very efficient service Very efficient service. Application works well Reviewed on: 19th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44333)

Always a good idea

Never disappointed, always helpful Reviewed on: 25th January 2022

Very helpful card

Easy to use card that also has little interest. The best card ever. Reviewed on: 25th January 2022

Very handy little card

Brilliant Card App, always very handy to have for those emergencies Reviewed on: 25th January 2022

Excellent

App is user friendly. Get useful updates Reviewed on: 25th January 2022

Credit building

Great for getting your credit rating back Reviewed on: 25th January 2022

Great

Nice & easy to apply & set up. Transparency throughout, easy to view account on the app, change credit limits, & payments hit immediately.. Reviewed on: 25th January 2022

Easy to deal

Very friendly look at you as a person Reviewed on: 25th January 2022

Special experience

Exceptional card to have in your wallet. Builds your credit rating Reviewed on: 25th January 2022

For the best

Very good experience with zopa no problems at all always there if you need help Reviewed on: 25th January 2022

Great service

Easy to use good customer service Reviewed on: 25th January 2022

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