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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Excellent service.

Easy to access, clear, concise information and a pleasure to deal with. Thankyou Reviewed on: 25th January 2022

Easy and quick

Signed up quick and simple, real time balance for transactions and payments, easy to navigate app, so good my partner now has one Reviewed on: 25th January 2022

Excellent easy to assemble light

Very quick easy and helpful when you need anything Reviewed on: 25th January 2022

Excellent Service easy to use all round winner

Not much more than I can say other than Excellent Service easy to use all round winner Reviewed on: 25th January 2022

Best credit card

I have had Zopa for a year now. Find best card, gives you a rating. Highly recommended. Reviewed on: 25th January 2022

Brilliant caring company very friendly

Zopa are the only company I will deal with from now on, they were very professional and helpful they arranged a loan within minutes and I also now have a great useful credit card and the app makes it easy for me to keep an eye on my funds I recommend this company to any one who needs credit. Reviewed on: 25th January 2022

Zopa

Zopa are very helpful and their app is very easy to use Reviewed on: 25th January 2022

Fuss Free

Very easy to use card. No fuss at all. No complications. Reviewed on: 25th January 2022

Good service

Very Simple service to use and overall a good experience Reviewed on: 25th January 2022

Fair and trustworthy

Great experience, you feel protected and understood. Reviewed on: 25th January 2022

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