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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Perfect

Very easy to use application and secure Reviewed on: 25th January 2022

Understanding and flexible

Customer service is outstanding, a privilege to hold a card with them. Reviewed on: 25th January 2022

Excellent

Zopa is wonderful easy to apply, easy to use. Always keeping you upto date and very good customer service. I have recommended to family and friends who also now use. Reviewed on: 25th January 2022

Intuitive app and good customer sevice

Zopa credit card application is easy and painless with an intuitive app that shows me every product I have with Zopa and easy access to my balances and transactions. Great customer service too Reviewed on: 25th January 2022

10

Good company not like the others got me through Christmas and the new year Reviewed on: 25th January 2022

Good

Nice credit card, clear payment very fast Reviewed on: 25th January 2022

Simple

Easy to apply, great customer service, simple app to use so I can keep up to date with my balance and payments without fuss Reviewed on: 25th January 2022

Excellent service.

Easy to access, clear, concise information and a pleasure to deal with. Thankyou Reviewed on: 25th January 2022

Easy and quick

Signed up quick and simple, real time balance for transactions and payments, easy to navigate app, so good my partner now has one Reviewed on: 25th January 2022

Excellent easy to assemble light

Very quick easy and helpful when you need anything Reviewed on: 25th January 2022

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