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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Great creat card

Easy application, simple app, payments added to account immediately. Just all round great Reviewed on: 25th January 2022

Easy to use

Easy to apply, fast decision, easy to use app. Reviewed on: 25th January 2022

Great credit builder card

I enjoy using my Zopa card regularly to build up my credit file. I use the App which is very user friendly, and features such as contactless make the card very modern. Reviewed on: 25th January 2022

Perfect

Very easy to use application and secure Reviewed on: 25th January 2022

Understanding and flexible

Customer service is outstanding, a privilege to hold a card with them. Reviewed on: 25th January 2022

Excellent

Zopa is wonderful easy to apply, easy to use. Always keeping you upto date and very good customer service. I have recommended to family and friends who also now use. Reviewed on: 25th January 2022

Intuitive app and good customer sevice

Zopa credit card application is easy and painless with an intuitive app that shows me every product I have with Zopa and easy access to my balances and transactions. Great customer service too Reviewed on: 25th January 2022

10

Good company not like the others got me through Christmas and the new year Reviewed on: 25th January 2022

Good

Nice credit card, clear payment very fast Reviewed on: 25th January 2022

Simple

Easy to apply, great customer service, simple app to use so I can keep up to date with my balance and payments without fuss Reviewed on: 25th January 2022

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