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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Amazing & Easy

Superb service so straightforward and user friendly would absolutely recommend Reviewed on: 25th January 2022

Awesome

These people are awesome and have a great app with a wide availabity of different products Reviewed on: 25th January 2022

Great Card,

Great Card, App very user friendly ... Reviewed on: 25th January 2022

Brill service

Fab and interest isnt high either Reviewed on: 25th January 2022

Amazing customer service and great app

Love how the app shows your payment straight away, I had an issue with a payment overseas and they sorted it out within a month. Great service Reviewed on: 25th January 2022

The best

Great staff always support me thanks Reviewed on: 25th January 2022

easy banking

easy to use and simple, always easy Reviewed on: 25th January 2022

Great creat card

Easy application, simple app, payments added to account immediately. Just all round great Reviewed on: 25th January 2022

Easy to use

Easy to apply, fast decision, easy to use app. Reviewed on: 25th January 2022

Great credit builder card

I enjoy using my Zopa card regularly to build up my credit file. I use the App which is very user friendly, and features such as contactless make the card very modern. Reviewed on: 25th January 2022

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