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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,333 reviews, last reviewed 19th Apr 2026
40% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very efficient service Very efficient service. Application works well Reviewed on: 19th April 2026
Kris Sarma's avatar
Kris Sarma

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44333)

Best credit card

5
I have had Zopa for a year now. Find best card, gives you a rating. Highly recommended. Reviewed on: 25th January 2022
Richard bates's avatar
Richard bates

Brilliant caring company very friendly

5
Zopa are the only company I will deal with from now on, they were very professional and helpful they arranged a loan within minutes and I also now have a great useful credit card and the app makes it easy for me to keep an eye on my funds I recommend this company to any one who needs credit. Reviewed on: 25th January 2022
Andys's avatar
Andys

Zopa

5
Zopa are very helpful and their app is very easy to use Reviewed on: 25th January 2022
Stuart Van Cuylenburg's avatar
Stuart Van Cuylenburg

Fuss Free

5
Very easy to use card. No fuss at all. No complications. Reviewed on: 25th January 2022
David Fuentes's avatar
David Fuentes

Good service

4
Very Simple service to use and overall a good experience Reviewed on: 25th January 2022
Syed Hussain's avatar
Syed Hussain

Fair and trustworthy

5
Great experience, you feel protected and understood. Reviewed on: 25th January 2022
Ludwig L.'s avatar
Ludwig L.

good service

5
gives very good customer service and clear statements Reviewed on: 25th January 2022
Nigel Hickmott's avatar
Nigel Hickmott

Great friendly hassle free

5
Great, friendly, hassle free service. I have a credit card and car finance through them! Reviewed on: 25th January 2022
Caroline Caird's avatar
Caroline Caird

Best credit card

5
1 of the best credit card company I have ever had so easy to keep track of your spending and helping you keep on track Reviewed on: 25th January 2022
Martha henderson 's avatar
Martha henderson

Ideal credit card with good app

5
I was given a Zopa credit card, with a fairly low limit, which was fine, as I was trying to rebuild my credit rating. The app is very useful, showing exactly how much I spent, how much credit I have remaining, and when each payment is due, along with how much I need to pay. Highly recommended. Reviewed on: 25th January 2022
Gary Hickling's avatar
Gary Hickling

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