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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Amazing Zoopa Experience

Zoopa credit card easy to manage and everyhting control by online . Reviewed on: 25th January 2022

Quick, easy and fair

Smooth, quick, easy and fair. Always a good place to go if you need to borrow some money Reviewed on: 25th January 2022

Mr carle brown

Very good service and customer service is excellent Reviewed on: 25th January 2022

Amazing & Easy

Superb service so straightforward and user friendly would absolutely recommend Reviewed on: 25th January 2022

Awesome

These people are awesome and have a great app with a wide availabity of different products Reviewed on: 25th January 2022

Great Card,

Great Card, App very user friendly ... Reviewed on: 25th January 2022

Brill service

Fab and interest isnt high either Reviewed on: 25th January 2022

Amazing customer service and great app

Love how the app shows your payment straight away, I had an issue with a payment overseas and they sorted it out within a month. Great service Reviewed on: 25th January 2022

The best

Great staff always support me thanks Reviewed on: 25th January 2022

easy banking

easy to use and simple, always easy Reviewed on: 25th January 2022

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