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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44333 reviews)

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4.94

Based on 44,333 reviews, last reviewed 19th Apr 2026

40% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very efficient service Very efficient service. Application works well Reviewed on: 19th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44333)

Understanding and flexible

Customer service is outstanding, a privilege to hold a card with them. Reviewed on: 25th January 2022

Excellent

Zopa is wonderful easy to apply, easy to use. Always keeping you upto date and very good customer service. I have recommended to family and friends who also now use. Reviewed on: 25th January 2022

Intuitive app and good customer sevice

Zopa credit card application is easy and painless with an intuitive app that shows me every product I have with Zopa and easy access to my balances and transactions. Great customer service too Reviewed on: 25th January 2022

10

Good company not like the others got me through Christmas and the new year Reviewed on: 25th January 2022

Good

Nice credit card, clear payment very fast Reviewed on: 25th January 2022

Simple

Easy to apply, great customer service, simple app to use so I can keep up to date with my balance and payments without fuss Reviewed on: 25th January 2022

Excellent service.

Easy to access, clear, concise information and a pleasure to deal with. Thankyou Reviewed on: 25th January 2022

Easy and quick

Signed up quick and simple, real time balance for transactions and payments, easy to navigate app, so good my partner now has one Reviewed on: 25th January 2022

Excellent easy to assemble light

Very quick easy and helpful when you need anything Reviewed on: 25th January 2022

Excellent Service easy to use all round winner

Not much more than I can say other than Excellent Service easy to use all round winner Reviewed on: 25th January 2022

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