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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44333 reviews)

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4.94

Based on 44,333 reviews, last reviewed 19th Apr 2026

40% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very efficient service Very efficient service. Application works well Reviewed on: 19th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44333)

Awesome

These people are awesome and have a great app with a wide availabity of different products Reviewed on: 25th January 2022

Great Card,

Great Card, App very user friendly ... Reviewed on: 25th January 2022

Brill service

Fab and interest isnt high either Reviewed on: 25th January 2022

Amazing customer service and great app

Love how the app shows your payment straight away, I had an issue with a payment overseas and they sorted it out within a month. Great service Reviewed on: 25th January 2022

The best

Great staff always support me thanks Reviewed on: 25th January 2022

easy banking

easy to use and simple, always easy Reviewed on: 25th January 2022

Great creat card

Easy application, simple app, payments added to account immediately. Just all round great Reviewed on: 25th January 2022

Easy to use

Easy to apply, fast decision, easy to use app. Reviewed on: 25th January 2022

Great credit builder card

I enjoy using my Zopa card regularly to build up my credit file. I use the App which is very user friendly, and features such as contactless make the card very modern. Reviewed on: 25th January 2022

Perfect

Very easy to use application and secure Reviewed on: 25th January 2022

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