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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Zopa brilliant

I think zopa is absolutely great very cheap compared to some and the app is so easy to use Reviewed on: 25th January 2022

I have and would recommend this to my friends and family

Easy to use app, ease to pay via app, always know where you stand with your account Reviewed on: 25th January 2022

Fantastic

Zopa have been fantastic and I would recommend to everyone Reviewed on: 25th January 2022

Very efficient service

Easy to use and navigate, would definitely recommend Reviewed on: 25th January 2022

Great and easy to manage.

It was straightforward process and was approved for the credit card and loan with very easy to follow instructions. Reviewed on: 25th January 2022

Simply Perfect!

The best thing I ever did was to find Zopa and sign-up! Easy to join, easy to manage, idiot proof phone App and the customer is in TOTAL control! Take a bow Zopa - you deserve first prize - and more. Thank You Reviewed on: 25th January 2022

Excellent

Good excellent company for building credit I will recommend Reviewed on: 25th January 2022

Innovative company that puts its customers first!

Really vibrant and transparent company that work to help their customers better by helping us to understand our finances and providing great options in improving/managing credit as well has options to reduce utilities. Reviewed on: 25th January 2022

Best bank hand down

Great customer service and fast efficient Reviewed on: 25th January 2022

Speed with Digital Accuracy

I found Zopa to be Frank in its approach and well manged digital credit card facility. Reviewed on: 25th January 2022

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