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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44333 reviews)

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4.94

Based on 44,333 reviews, last reviewed 19th Apr 2026

40% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very efficient service Very efficient service. Application works well Reviewed on: 19th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44333)

Top class service

Best card to have 100% top class service Reviewed on: 25th January 2022

Easy to use and great rates

They have an easy to use application and rates are quite low, no hidden fees and was accepter even with poor cred it, they have an easy to use and understand app aswell Reviewed on: 25th January 2022

Great service. And reliable.

I trust Zopa. And you get a great service Reviewed on: 25th January 2022

Zopa is convenient

I use this card for my day to day costs. Each payment I make to clear the balance on the card clears immediately and this is a good benefit for users. Easy to use and accepted in most places. I recommend it. Reviewed on: 25th January 2022

zopa credit card

the app is amazing easy to use and keep an eye on your money Reviewed on: 25th January 2022

Best

Very good for all this year helpful Reviewed on: 25th January 2022

Amazing Zoopa Experience

Zoopa credit card easy to manage and everyhting control by online . Reviewed on: 25th January 2022

Quick, easy and fair

Smooth, quick, easy and fair. Always a good place to go if you need to borrow some money Reviewed on: 25th January 2022

Mr carle brown

Very good service and customer service is excellent Reviewed on: 25th January 2022

Amazing & Easy

Superb service so straightforward and user friendly would absolutely recommend Reviewed on: 25th January 2022

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