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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Simple

Simple and easy to handle and everything is clear and fair Reviewed on: 25th January 2022

Good card

Done to earth and great company. Reviewed on: 25th January 2022

Fantastic service

I’m very happy with this credit app as it’s always in response with me Reviewed on: 25th January 2022

Easy access to account and online support excellent

Good online contact and easy to update records etc and check transactions and statements Reviewed on: 25th January 2022

Easy to apply for , good customer service

Easy to follow application online recieve answer within 30 mins would recomend further Reviewed on: 25th January 2022

Easy application

Found the process of applying for a credit card very easy,it was dealt with in a very fast and efficient way and the interest rate was also good Reviewed on: 25th January 2022

Zopa card

Really nice card to have no hassle to obtain and straight forward it is a pleasure to have in the wallet Reviewed on: 25th January 2022

Refreshing newcomer

A new refreshing company in the banking field Reviewed on: 25th January 2022

Great service

Helped me put during the pandemic when money was tight and always been very helpful when I’ve called regarding anything I was unsure off Reviewed on: 25th January 2022

Fantastic

Incredible customer service. Especially when experiencing financial difficulty Reviewed on: 25th January 2022

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