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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Refreshing newcomer

A new refreshing company in the banking field Reviewed on: 25th January 2022

Great service

Helped me put during the pandemic when money was tight and always been very helpful when I’ve called regarding anything I was unsure off Reviewed on: 25th January 2022

Fantastic

Incredible customer service. Especially when experiencing financial difficulty Reviewed on: 25th January 2022

Best credit card provider

Amazing app and customer service available via chat on the app too Reviewed on: 25th January 2022

Excellent service

Straight forward and great service all round Reviewed on: 25th January 2022

Fabulous service, easy to track

Zopa provides a very accessible credit card with a supporting app that works in real-time that makes it easy to track spending and available credit. Reviewed on: 25th January 2022

Easy to use, make payments and good customer service

Perfection in one box. Everything is easily displayed. Customer service is easy to contact. Anything you need can be found in the app! Best credit card provider I’ve come across Reviewed on: 25th January 2022

Responsible lending

I get a credit limit that I can easily manage and a great app to keep track of my account and make repayments Reviewed on: 25th January 2022

Excellent

I like that when i pay, it shows up straight away on the available balance. Reviewed on: 25th January 2022

Zoppa card

Easy to use and easy to manage via the app Reviewed on: 25th January 2022

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