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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44334 reviews)

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4.94

Based on 44,334 reviews, last reviewed 20th Apr 2026

39% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service i like zopa Good service i like zopa rates and service Reviewed on: 20th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44334)

Zopa brilliant

I think zopa is absolutely great very cheap compared to some and the app is so easy to use Reviewed on: 25th January 2022

I have and would recommend this to my friends and family

Easy to use app, ease to pay via app, always know where you stand with your account Reviewed on: 25th January 2022

Fantastic

Zopa have been fantastic and I would recommend to everyone Reviewed on: 25th January 2022

Very efficient service

Easy to use and navigate, would definitely recommend Reviewed on: 25th January 2022

Great and easy to manage.

It was straightforward process and was approved for the credit card and loan with very easy to follow instructions. Reviewed on: 25th January 2022

Simply Perfect!

The best thing I ever did was to find Zopa and sign-up! Easy to join, easy to manage, idiot proof phone App and the customer is in TOTAL control! Take a bow Zopa - you deserve first prize - and more. Thank You Reviewed on: 25th January 2022

Excellent

Good excellent company for building credit I will recommend Reviewed on: 25th January 2022

Innovative company that puts its customers first!

Really vibrant and transparent company that work to help their customers better by helping us to understand our finances and providing great options in improving/managing credit as well has options to reduce utilities. Reviewed on: 25th January 2022

Best bank hand down

Great customer service and fast efficient Reviewed on: 25th January 2022

Speed with Digital Accuracy

I found Zopa to be Frank in its approach and well manged digital credit card facility. Reviewed on: 25th January 2022

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