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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,334 reviews, last reviewed 20th Apr 2026
39% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good service i like zopa Good service i like zopa rates and service Reviewed on: 20th April 2026
Sunil 's avatar
Sunil

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44334)

Best credit card provider

5
Amazing app and customer service available via chat on the app too Reviewed on: 25th January 2022
Mohammad's avatar
Mohammad

Excellent service

5
Straight forward and great service all round Reviewed on: 25th January 2022
nigel varden's avatar
nigel varden

Fabulous service, easy to track

5
Zopa provides a very accessible credit card with a supporting app that works in real-time that makes it easy to track spending and available credit. Reviewed on: 25th January 2022
Sarah Bavin's avatar
Sarah Bavin

Easy to use, make payments and good customer service

5
Perfection in one box. Everything is easily displayed. Customer service is easy to contact. Anything you need can be found in the app! Best credit card provider I’ve come across Reviewed on: 25th January 2022
Lisha's avatar
Lisha

Responsible lending

5
I get a credit limit that I can easily manage and a great app to keep track of my account and make repayments Reviewed on: 25th January 2022
Brian Gardiner's avatar
Brian Gardiner

Excellent

5
I like that when i pay, it shows up straight away on the available balance. Reviewed on: 25th January 2022
Marjory Vasquez's avatar
Marjory Vasquez

Zoppa card

5
Easy to use and easy to manage via the app Reviewed on: 25th January 2022
Steve Smith's avatar
Steve Smith

Good card but only been given a very low credit amount. Been with them over 1 year and not received a credit increase

4
As above but credit limit too low and even after 1 year have not been offered a credit limit over the £200 I was originally given Reviewed on: 25th January 2022
Salley Shaw's avatar
Salley Shaw

Nice App, Great Customer Service

5
I found the set up and install of the APP really easy to do and the account settings and features are easy to navigate and stright forward. The online chat was quick and responsive and overall very pleased with the service and use of the card. Reviewed on: 25th January 2022
Robert James Dunford's avatar
Robert James Dunford

Simple

5
Overall an easy card to deal with compared to other cards. System updated regularly Reviewed on: 25th January 2022
Mark's avatar
Mark

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