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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Really helpful in times of need

Easy to contact and they do really want to help you stay out of trouble Reviewed on: 25th January 2022

There to help when nobody else would

Zopa give you a chance where nobody else will the application is quick and simple and the account is very easy to manage Reviewed on: 25th January 2022

A very good bank to be with

Which product you choose Zopa makes the process very easy to understand and stress free. Setting up accounts is very quick indeed,that's why I have to give 5 stars for there 5 star service. Reviewed on: 25th January 2022

Simple

Simple and easy to handle and everything is clear and fair Reviewed on: 25th January 2022

Good card

Done to earth and great company. Reviewed on: 25th January 2022

Fantastic service

I’m very happy with this credit app as it’s always in response with me Reviewed on: 25th January 2022

Easy access to account and online support excellent

Good online contact and easy to update records etc and check transactions and statements Reviewed on: 25th January 2022

Easy to apply for , good customer service

Easy to follow application online recieve answer within 30 mins would recomend further Reviewed on: 25th January 2022

Easy application

Found the process of applying for a credit card very easy,it was dealt with in a very fast and efficient way and the interest rate was also good Reviewed on: 25th January 2022

Zopa card

Really nice card to have no hassle to obtain and straight forward it is a pleasure to have in the wallet Reviewed on: 25th January 2022

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