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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44334 reviews)

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4.94

Based on 44,334 reviews, last reviewed 20th Apr 2026

39% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service i like zopa Good service i like zopa rates and service Reviewed on: 20th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44334)

Simple

Simple and easy to handle and everything is clear and fair Reviewed on: 25th January 2022

Good card

Done to earth and great company. Reviewed on: 25th January 2022

Fantastic service

I’m very happy with this credit app as it’s always in response with me Reviewed on: 25th January 2022

Easy access to account and online support excellent

Good online contact and easy to update records etc and check transactions and statements Reviewed on: 25th January 2022

Easy to apply for , good customer service

Easy to follow application online recieve answer within 30 mins would recomend further Reviewed on: 25th January 2022

Easy application

Found the process of applying for a credit card very easy,it was dealt with in a very fast and efficient way and the interest rate was also good Reviewed on: 25th January 2022

Zopa card

Really nice card to have no hassle to obtain and straight forward it is a pleasure to have in the wallet Reviewed on: 25th January 2022

Refreshing newcomer

A new refreshing company in the banking field Reviewed on: 25th January 2022

Great service

Helped me put during the pandemic when money was tight and always been very helpful when I’ve called regarding anything I was unsure off Reviewed on: 25th January 2022

Fantastic

Incredible customer service. Especially when experiencing financial difficulty Reviewed on: 25th January 2022

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