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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Easy and secure

This product was easy to apply for. Their app makes keeping track of use easy and straightforward. The app is also very secure and helps keep your peace of mind Reviewed on: 25th January 2022

Best credit company out there

I love Zopa more than the other credit companies out there as I can set a safety net and manage the credit better than any of the others Reviewed on: 25th January 2022

Grateful

Great experience with this company, highly recommend. Reviewed on: 25th January 2022

Best Card I have

Zopa have been very reliable and extremely helpful with every query I have had, I would recommend Zopa to everyone who is eligible! Reviewed on: 25th January 2022

Brilliant

Very friendly and very helpful I never had any problem with the app or with my account Reviewed on: 25th January 2022

Quality service

Excellent card those small purchases. Reviewed on: 25th January 2022

Great

Good team very understanding and helpful Reviewed on: 25th January 2022

Love this card

Love this card. I use for my beauty treatments. It’s lovely one. Reviewed on: 25th January 2022

Zopa Credit Card (Ideal Credit Score Builder)

I first got Zopa Card because I needed to rebuild my credit score and zopa was recommended on clear score and I thought what do I have to lose, so I have been using them for a little while now and the app control makes managing the Credit so much easier I would recommend their product to anyone that needed it build Credit like me or who just wants and easy managing Credit card Reviewed on: 25th January 2022

Brilliant service cradit card

Good for building ur cradit up and youbcan see how you getting more with the app Reviewed on: 25th January 2022

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