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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Easy and efficient banking!

Have been with Zopa for a while now and have always found them easy and efficient to deal with. Their app allows for total control of your account. Reviewed on: 25th January 2022

helpful controlled finance

one way to help you control you spend when you need help Reviewed on: 25th January 2022

A*******

Awesome ,easy to use , no issues A+ Reviewed on: 25th January 2022

They are 'Zuper Zopa' that is all !!

I have had good experiences with this company and any issues that have arisen during my time as a cardholder have been dealt with efficiently and professionally at all times .. that combined with the measures taken to verify payments is reassuring each and every time . I feel the decision to the increase of spending allowed is taken carefully and diligently..so from my experience I can award full marks to date . Thank you. Reviewed on: 25th January 2022

Zopa, Supa!

Zopa give you as much information about using their products as possible, for the end user to know exactly how things work. They are very open about charges, and the app is very easy to use Reviewed on: 25th January 2022

Excellent all round!

Sensible starting balance and online support if required. None hassle straight forward transactions. Reviewed on: 25th January 2022

Good starter card

It’s high interest rate but they let you know date cash will be taken all helps keep you on level. ground Reviewed on: 25th January 2022

Amazing experience

The process is simple and hassle free. And the Zopa app is very user friendly. Reviewed on: 25th January 2022

100% recommend

Hi have a zopa credit card and I would recommend it to any of my family or friends Reviewed on: 25th January 2022

Very understanding card

Very easy to use, everything you need at your finger tips. Reviewed on: 25th January 2022

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