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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Amazing experience

The process is simple and hassle free. And the Zopa app is very user friendly. Reviewed on: 25th January 2022

100% recommend

Hi have a zopa credit card and I would recommend it to any of my family or friends Reviewed on: 25th January 2022

Very understanding card

Very easy to use, everything you need at your finger tips. Reviewed on: 25th January 2022

Easy and secure

This product was easy to apply for. Their app makes keeping track of use easy and straightforward. The app is also very secure and helps keep your peace of mind Reviewed on: 25th January 2022

Best credit company out there

I love Zopa more than the other credit companies out there as I can set a safety net and manage the credit better than any of the others Reviewed on: 25th January 2022

Grateful

Great experience with this company, highly recommend. Reviewed on: 25th January 2022

Best Card I have

Zopa have been very reliable and extremely helpful with every query I have had, I would recommend Zopa to everyone who is eligible! Reviewed on: 25th January 2022

Brilliant

Very friendly and very helpful I never had any problem with the app or with my account Reviewed on: 25th January 2022

Quality service

Excellent card those small purchases. Reviewed on: 25th January 2022

Great

Good team very understanding and helpful Reviewed on: 25th January 2022

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