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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44334 reviews)

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4.94

Based on 44,334 reviews, last reviewed 20th Apr 2026

39% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service i like zopa Good service i like zopa rates and service Reviewed on: 20th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44334)

Easy and secure

This product was easy to apply for. Their app makes keeping track of use easy and straightforward. The app is also very secure and helps keep your peace of mind Reviewed on: 25th January 2022

Best credit company out there

I love Zopa more than the other credit companies out there as I can set a safety net and manage the credit better than any of the others Reviewed on: 25th January 2022

Grateful

Great experience with this company, highly recommend. Reviewed on: 25th January 2022

Best Card I have

Zopa have been very reliable and extremely helpful with every query I have had, I would recommend Zopa to everyone who is eligible! Reviewed on: 25th January 2022

Brilliant

Very friendly and very helpful I never had any problem with the app or with my account Reviewed on: 25th January 2022

Quality service

Excellent card those small purchases. Reviewed on: 25th January 2022

Great

Good team very understanding and helpful Reviewed on: 25th January 2022

Love this card

Love this card. I use for my beauty treatments. It’s lovely one. Reviewed on: 25th January 2022

Zopa Credit Card (Ideal Credit Score Builder)

I first got Zopa Card because I needed to rebuild my credit score and zopa was recommended on clear score and I thought what do I have to lose, so I have been using them for a little while now and the app control makes managing the Credit so much easier I would recommend their product to anyone that needed it build Credit like me or who just wants and easy managing Credit card Reviewed on: 25th January 2022

Brilliant service cradit card

Good for building ur cradit up and youbcan see how you getting more with the app Reviewed on: 25th January 2022

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