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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Great company and service

Great simple effective proficient service provider Reviewed on: 7th April 2021

A new start

Zopa are great they don’t judge on your past Reviewed on: 7th April 2021

The Best

Happy with this card quick and easy to use Reviewed on: 7th April 2021

review

Zopa are a great company and would highly recommend them. Reviewed on: 7th April 2021

Give me a chance to build my credit best card out there

Give me a chance to build my credit with a good starting limit very best card company out there Gary Reviewed on: 7th April 2021

Excellent service

Customer service is excellent and the app is really easy to use Reviewed on: 7th April 2021

Overall found them helpful

Cant fault them at all. Highly recommended Reviewed on: 7th April 2021

Great card to improve credit

I joined Zopa to increase my credit score. They keep me up to date on how my score is doing. Reviewed on: 7th April 2021

Great service

Very rapid and simple service, recommended highly Reviewed on: 7th April 2021

Kind, caring and very professional and not robots like other finacial institutions!

Crain, kind compassionate understanding and very professional in all they do! Reviewed on: 7th April 2021

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