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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,503 reviews, last reviewed 30th Mar 2026
156250% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026
Gus Ibrahim's avatar
Gus Ibrahim

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43503)

Great card

5
Easy to set up and use Keeps you in control Reviewed on: 17th March 2021
Stephen tungate's avatar
Stephen tungate

Amazing

5
This has got to be the easiest card I’ve ever used. The app is simple and easy to use. Reviewed on: 17th March 2021
Vickie Briggs's avatar
Vickie Briggs

Easy, user friendly and helpful

4
So easy to use and to contact a human! Nothing is too much trouble, wish I had found them years ago. Reviewed on: 17th March 2021
Carolyn Mellor's avatar
Carolyn Mellor

Best credit card

5
I'm very happy with my credit card I'm happy with the service's it gives its the best move and its help me build up my credit rating Reviewed on: 17th March 2021
Nat's avatar
Nat

They are good

5
Easy to use and the app is great Reviewed on: 17th March 2021
Clair's avatar
Clair

Great and fair

5
Great for giving people a chance to get credit and build their credit rating. I have high praise for Zopa . Great and fair bank Reviewed on: 17th March 2021
Steven taylor's avatar
Steven taylor

Amazing

5
Amazing flexibility , easy to use app. Protected Reviewed on: 17th March 2021
graemegallie@btinternet.com's avatar
[email protected]

Credit card

5
Best card I've had easy to use and the app is brilliant Reviewed on: 17th March 2021
Craig camps 's avatar
Craig camps

Fabulous

5
Very easy to set it all up from beginning of application, super easy and straight forward app . Easy to managed well happy with service . Highly recommend to everyone Reviewed on: 17th March 2021
Karol's avatar
Karol

Prefect

5
Great I would us and tell friends about Reviewed on: 17th March 2021
Lee's avatar
Lee

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