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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Extra help right on time!

Zopa credit card is easy to use, super transparent and serves as a great addition to my financial cushion. My credit profile is increasing steadily! I'm learning so much! Thanks Zopa! Reviewed on: 17th March 2021

Fantastic easy to use service

Clear easy to use, great customer service and support Reviewed on: 17th March 2021

HAPPY customer

Always good, always happy. Nothing more nothing less Reviewed on: 17th March 2021

Zopa is Brilliant

Since having my Zopa card I've been very impressed. Payment reminders every month make it impossible to miss a payment and credit limits are set for you to live within your means, which is great. Very good service all round. Reviewed on: 17th March 2021

Easy to understand credit card

This is the most easy, informative credit card company I have used. Easy to monitor your spend with instant alerts keeps you on top of your credit. Reviewed on: 17th March 2021

Very easy to use

The Zopa Credit card is very easy to apply for, use and maintain. The app shows exactly what transactions have been processed and when. It even shows cancelled authorisations. Reviewed on: 17th March 2021

Very helpful

Has really helped me budget and manage in these difficult times.Thankyou Reviewed on: 17th March 2021

Excellent service, and user friendly online portal

Never had any issues and very user friendly services Reviewed on: 17th March 2021

Easy to use and manage and all a round no hastle

Having had a Zopa Credit Card, it is easy to manage, mainly via the app and with useful and helpful notifications. All round very satisfied. Reviewed on: 17th March 2021

Good card to have.

I have found having this card is great you can access your account 24/7. To check your balance, pay your bill all can be done so easily. Reviewed on: 17th March 2021

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