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Zopa: Credit card reviews

4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44354)

Yeah recommend

5
No issues with online app so far so good Reviewed on: 7th April 2021

Excellent service

5
Very efficient and easy to use the app, gives instant updates Reviewed on: 7th April 2021

Easy to use app very satisfactory

5
5* excellent for my credit rating to improve, easy to use app Easy to keep track and make extra payments Keeps me informed with every uses of the card making it safe and within my limits It’s cool to know it’s taken a comfortable place in my purse and there hassle free when I need it Reviewed on: 7th April 2021

I am very happy with Zopa card

5
Zopa is good card them services are very good. Reviewed on: 7th April 2021

Easy digital bank

5
Great app easy to use never any problems Reviewed on: 7th April 2021

Great card

5
Good service and trusted staff. Very valuable Reviewed on: 7th April 2021

Zopa

5
Really good service, from start to finish! Always low rates of interest which helps in the current climate Reviewed on: 7th April 2021

Excellent credit starter & easy to use

5
Accepted my credit file & continually supportive throughout service Reviewed on: 7th April 2021

ZOPAAAA

5
Easy to use and to pay account well recommended Reviewed on: 7th April 2021

Great card

5
Fantastic app,easy to set up,had no problems using card and I love the way you can swap and change how much dd you pay each month Reviewed on: 7th April 2021

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