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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Reliable and fair

The site is easy to use , everything is simple. Application acceptance fair . Reviewed on: 7th April 2021

Excellent service

Fantastic credit card let’s me know when card is used and so easy to keep track of what I spend so easy to use and great customer service Reviewed on: 7th April 2021

Simple spending

No hassle to use and easy to pay. Reviewed on: 7th April 2021

Good vfm

Zopa is a bank which offers its customersgood value for money Reviewed on: 7th April 2021

Very good

Very very good I am very very happy Reviewed on: 7th April 2021

Great

Fast and friendly, app is great and easy to use Reviewed on: 7th April 2021

Really good

supportive, good and affordable credit availability Reviewed on: 7th April 2021

Enjoyable product

I was recommended Zopa card by a friend and I wasn't disappointed. It didn't fail me once, I love minimal design of the app and on top of that I am super happy I can use my Zopa card abroad! Great stuff! Reviewed on: 7th April 2021

Customer service

Ever since taking an account with zopa the service has been excellent Reviewed on: 7th April 2021

Brilliant

Good to have handy and useful to have Reviewed on: 7th April 2021

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