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Zopa: Credit card reviews

4.94
Based on 44,342 reviews, last reviewed 10th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026
Linda 's avatar
Linda

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44342)

Really good

5
supportive, good and affordable credit availability Reviewed on: 7th April 2021

Enjoyable product

5
I was recommended Zopa card by a friend and I wasn't disappointed. It didn't fail me once, I love minimal design of the app and on top of that I am super happy I can use my Zopa card abroad! Great stuff! Reviewed on: 7th April 2021

Customer service

4
Ever since taking an account with zopa the service has been excellent Reviewed on: 7th April 2021

Brilliant

5
Good to have handy and useful to have Reviewed on: 7th April 2021

Best

5
Best company . Everything is so quickly and fast Reviewed on: 7th April 2021

Great Service

5
Excellent app keeps you updated with every spend Reviewed on: 7th April 2021

Great service

5
Help me start to recover my credit file Reviewed on: 7th April 2021

Easy to use and a great card

5
Nice and easy to use with a good app that leads you know where you are financially and helps you keep track of your spending with financial health check to keep your money and spending on track Reviewed on: 7th April 2021

Great

5
Love you guys really good company Reviewed on: 7th April 2021

Great and straightforward

5
Just clear and easy to use, no haste with easy to use app Reviewed on: 7th April 2021

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