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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Very good

Very very good I am very very happy Reviewed on: 7th April 2021

Great

Fast and friendly, app is great and easy to use Reviewed on: 7th April 2021

Really good

supportive, good and affordable credit availability Reviewed on: 7th April 2021

Enjoyable product

I was recommended Zopa card by a friend and I wasn't disappointed. It didn't fail me once, I love minimal design of the app and on top of that I am super happy I can use my Zopa card abroad! Great stuff! Reviewed on: 7th April 2021

Customer service

Ever since taking an account with zopa the service has been excellent Reviewed on: 7th April 2021

Brilliant

Good to have handy and useful to have Reviewed on: 7th April 2021

Best

Best company . Everything is so quickly and fast Reviewed on: 7th April 2021

Great Service

Excellent app keeps you updated with every spend Reviewed on: 7th April 2021

Great service

Help me start to recover my credit file Reviewed on: 7th April 2021

Easy to use and a great card

Nice and easy to use with a good app that leads you know where you are financially and helps you keep track of your spending with financial health check to keep your money and spending on track Reviewed on: 7th April 2021

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