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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Best

Best company . Everything is so quickly and fast Reviewed on: 7th April 2021

Great Service

Excellent app keeps you updated with every spend Reviewed on: 7th April 2021

Great service

Help me start to recover my credit file Reviewed on: 7th April 2021

Easy to use and a great card

Nice and easy to use with a good app that leads you know where you are financially and helps you keep track of your spending with financial health check to keep your money and spending on track Reviewed on: 7th April 2021

Great

Love you guys really good company Reviewed on: 7th April 2021

Great and straightforward

Just clear and easy to use, no haste with easy to use app Reviewed on: 7th April 2021

Excellent

Great service and reliable credit card , excellent features and money saving tips love the app and how easily it is to use ! Reviewed on: 7th April 2021

top banking

Great company ..Good online banking system keeps you up to date with all your transactions.. Reviewed on: 7th April 2021

mr

bets app available xxx I am used for the villa and highly recommended. Reviewed on: 7th April 2021

Does everything it should

Very easy to keep track of spending and payments... Reviewed on: 7th April 2021

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