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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Service team A Star

Always helpful and easy to access assistance Reviewed on: 11th April 2023

Best Credit Company

Best Credit Company, I’ll recommend everyone to use Reviewed on: 11th April 2023

Great company and card

Can use this any were been to the USA used it all the time Reviewed on: 11th April 2023

Customer helper

When no one else would help after my bankruptcy Zopa stepped up to help me get my life back on course thank you Reviewed on: 11th April 2023

Great transparent service.

Good service great app transparent fees and charges. Great customer service. Reviewed on: 11th April 2023

Excellent service

Very efficient and easy to understand. Reviewed on: 11th April 2023

Safe and easy use.

Very safe use and easy to follow. Reviewed on: 11th April 2023

Great customer service

A great flexible credit card that offers support to rebuild credit rating. Offering guidance and support. Something lacking with other providers Reviewed on: 11th April 2023

Great Credit Card!!!!

Great credit card that meets my everyday needs.. Great customer service, along with a superb fast and efficient online app! So easy to use and keek track of my spending, plus, let’s me know when I’m close to my credit amount. Thank you Zopa, you make my life a lot simpler! Reviewed on: 11th April 2023

Great company

Easy to use, great APR, would recommend Reviewed on: 11th April 2023

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