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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Best card to Have

Need I say more! Zopa is the best card I have and provide the best service Reviewed on: 11th April 2023

zopa credit card

brilliant service from a good company Reviewed on: 11th April 2023

Great to use!

The zopa card was so easy to apply for and I manage it all through the app which is really easy. It’s got everything you need plus more if you want it. Would definitely recommend it to friends and family. Reviewed on: 11th April 2023

Great experience all round!

Great offer to initially bring me onboard, the app is easy to use and overall a great experience Reviewed on: 11th April 2023

Great for building credit

I love my Zopa card and the app is so easy to keep track of spending. I would highly recommend Zopa. Reviewed on: 11th April 2023

Great service

Great service, would recommend to a friend or family Reviewed on: 11th April 2023

Brilliant card

Love using it shame they don't up the limit quick Reviewed on: 11th April 2023

Amazing app

Best service and easy to navigate the app Reviewed on: 11th April 2023

Great company

Great credit card company . I now use zopa rather than my other cards ! A lot better interest rate and they don’t make the process hard like the other providers . Happy customer here :) Reviewed on: 11th April 2023

Simply the best

Very helpful and friendly and respond quickly Reviewed on: 11th April 2023

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