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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Credit card

Fantastic credit card , the app is easy to use and I love the way you get alerts that tells you what your spending Reviewed on: 11th April 2023

Being happy to have this card a life saver

I was goin to close my account because I only had one payment left a few months ago. But the card came very handy and helped me to stay within my limits. Reviewed on: 11th April 2023

Quick credit assessment. Quick card delivery and easy app .

The credit assessment was quick and easy . Card came within few days . The app is quick and easy to use to check statements and make payments. Reviewed on: 11th April 2023

With a zopa, never a rainy day

A go to saver I can sort out spontaneous getaways or rainy day saver. Good app to manage makes it easier. Reviewed on: 11th April 2023

I recommend zopa to family and friends

There a a excellent company I would recommend then Reviewed on: 11th April 2023

Number one

The best and most professional credit card company to deal with Always keeping me updated and great to deal with Reviewed on: 11th April 2023

The best credit card in the market

Zopa is fantastic credit card with no hidden charges, better credit increase system and very easy to use. Reviewed on: 11th April 2023

Helpful with information

Always glad to with my problems Reviewed on: 11th April 2023

Positive Experience

Really positive and easy application process. Emails to keep me up to date. Helpful promotion period. Will definitely be a long term customer. Highly recommend. Reviewed on: 11th April 2023

Great service

Im great fully for this credit card Reviewed on: 11th April 2023

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