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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Its just good

Zooa helped me to save a lot of money in interest with my balance transfer and they keep me informed with anything to do with my credit card Reviewed on: 11th April 2023

Effective

Very efficient and effective service Reviewed on: 11th April 2023

Credit building with great advice

As well as a great well accepted card. The app is fantastic to give you clear information and advice on who to keep your credit score on track and fusing…. 5 star Reviewed on: 11th April 2023

Great card and app

I’ve not long had my Zopa card but I transferred a balance. The app is easy to use and I love the card. Reviewed on: 11th April 2023

Fantastic

Really good service. Good payment options. User friendly app. Reviewed on: 11th April 2023

Excellent

Very helpful highly recommended Reviewed on: 11th April 2023

Excellent customer service, very fast and very modern

Zopa is my favourite Credit Card as they are so flexible, fast and modern. I recommend them to all my friends Reviewed on: 11th April 2023

Credit card app

Helpful spending app, with providing costumer services Reviewed on: 11th April 2023

Great Card

Really easy to apply, card came quickly and the app is great! All sorted within 3 days from application to being able to use the card. Reviewed on: 11th April 2023

Great chance for affordibilty

Having a great feeling with proving for affordibility Reviewed on: 11th April 2023

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