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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Tremendous Service and Products

I needed to boost my credit score and a Zopa credit card has done just that. Super friendly user app details your score, account, available products and information. Good job Zopa Reviewed on: 11th April 2023

Absolute perfect service

I will recommend Zopa to a friend any time any day. Reviewed on: 11th April 2023

Great credit card app

Zopa has a modern, well designed app. The app is very intuitive and user friendly. The customer service is excellent too, definitely a product and app I would recommend to others. Reviewed on: 11th April 2023

Amazing Company!

Zopa have been incredibly helpful! I am always informed of changes or requests with plenty of notice and the customer service has been amazing! Would definitely recommend Reviewed on: 11th April 2023

Easy to use

Haven been amazing and easy to use Reviewed on: 11th April 2023

Zopa credit card

Zopa has maintained easy and clear approach for providing services to their customers That is through from when a customer like me is accepted for credit card till when the customer seize from using their credit card Reviewed on: 11th April 2023

Best Credit card

Zopa have given me a positive concept of credit cards, it works for you to improve your Credit rating, while helping you balance your finances and spending Reviewed on: 11th April 2023

Not too bad

Good but gives low credit to start with. Could do better. Reviewed on: 11th April 2023

Simply Amazing

Caring, informative and efficient. Reviewed on: 11th April 2023

Zopa makes me feel like they really ant my custom.

The account was very straightforward to set up. All the information that I need, such as amount spent and where I spent it along with amount available left to spend each month are easily accessible on my phone. There is plenty of other information about other services offered as well. I think Zopa is the only banking organisation that I could call friendly to deal with. Reviewed on: 11th April 2023

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