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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44348)

Responsible

5
Zopa have a great approach to customers and always keep a look out for them by being very strict with the control on credit limits . Many of us have been given a second chance with credit by Zopa and I feel they are the most responsible I’ve come across as people like myself need help handling temptation. Reviewed on: 11th April 2023
Andy Pritchett's avatar
Andy Pritchett

Good experience with zop

5
Easy to access and good experience with zopa Reviewed on: 11th April 2023
Mohammed Bahauddin's avatar
Mohammed Bahauddin

Easy to use and affordable

5
Very convenient credit card for me Reviewed on: 11th April 2023
Kofi Plange 's avatar
Kofi Plange

Brilliant card

5
Fast and simple way to pay and reduce your amount Reviewed on: 11th April 2023
Theresa's avatar
Theresa

Goood com0any

5
Best provider and very helpful highly recommended Reviewed on: 11th April 2023
Sallu Bhatti's avatar
Sallu Bhatti

Top credit card provider

5
Great experience. Great service Reviewed on: 11th April 2023
Bozhidar Belchev's avatar
Bozhidar Belchev

Great credit card

5
I love this credit card as payments are added instantly unlike others that take 2 or 3 working days. Reviewed on: 11th April 2023
Hannah kyei 's avatar
Hannah kyei

very good

5
very good when nidet for shoping Reviewed on: 11th April 2023
Marius Modiga 's avatar
Marius Modiga

Great credit card

5
Great credit card from Zopa. They seem like a fantastic company to do business with. Reviewed on: 11th April 2023
Dan Porter's avatar
Dan Porter

Superb credit builder

5
I have been with Zopa for a few months now and find that it has been a key part of building my credit score. I really feel I am able to get my life back on track, I am no longer worried/anxious about my financial standing due to Zopa! I find Zopa have an incredible support system, which aids in my understanding of how to progress with personal finance - this support is something I haven’t experienced with other providers. Reviewed on: 11th April 2023
Georgia's avatar
Georgia

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