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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44348)

Customer helper

5
When no one else would help after my bankruptcy Zopa stepped up to help me get my life back on course thank you Reviewed on: 11th April 2023
Paul Dickerson 's avatar
Paul Dickerson

Great transparent service.

5
Good service great app transparent fees and charges. Great customer service. Reviewed on: 11th April 2023
Maria Genas's avatar
Maria Genas

Excellent service

5
Very efficient and easy to understand. Reviewed on: 11th April 2023
Grace's avatar
Grace

Safe and easy use.

5
Very safe use and easy to follow. Reviewed on: 11th April 2023
Chris Apostol's avatar
Chris Apostol

Great customer service

5
A great flexible credit card that offers support to rebuild credit rating. Offering guidance and support. Something lacking with other providers Reviewed on: 11th April 2023
Leigh Reid's avatar
Leigh Reid

Great Credit Card!!!!

5
Great credit card that meets my everyday needs.. Great customer service, along with a superb fast and efficient online app! So easy to use and keek track of my spending, plus, let’s me know when I’m close to my credit amount. Thank you Zopa, you make my life a lot simpler! Reviewed on: 11th April 2023
Glynn 's avatar
Glynn

Great company

5
Easy to use, great APR, would recommend Reviewed on: 11th April 2023
Gareth J's avatar
Gareth J

Seamless services

5
I had no difficulty obtaining a credit card and getting an increase in credit limit. No difficult using the card for making transactions. I have never encountered a difficulty and have not needed to deal with the customer services team. I recommend Zopa to anyone needing hustle-free credit card. Reviewed on: 11th April 2023
akwasifrimpong4@yahoo.co.uk's avatar
[email protected]

Excellent service

5
Very friendly professional no hidden information Very happy I will definitely recommend to my friends and family thank you zopa. Reviewed on: 11th April 2023
Nedim gurbuz 's avatar
Nedim gurbuz

Happy customer

5
Very happy with my credit card for building my credit. Easy to apply and great customer service. Reviewed on: 11th April 2023
Amanda Quarm's avatar
Amanda Quarm

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