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Zopa: Credit card reviews

4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44348)

Zopa is a great company who is unique in making people lives a difference by their policies

5
Great company makes a life a great difference Reviewed on: 11th April 2023

Easy

5
Very easy to use - clear how to pay and when Reviewed on: 11th April 2023

Best company

5
Im very happy with your services Reviewed on: 11th April 2023

When needed most

5
I was struggling with cash flow and I was accepted for a Zopa card just when I needed it Reviewed on: 11th April 2023

Excellent service

5
One of the best customers service and card very comfortable and flaxy to use card Reviewed on: 11th April 2023

Simply the best

5
Card and app, both working well, app is so easy to use, very good. Reviewed on: 11th April 2023

Great card quick transaction when you make repayment

5
I have a lot of cards but this one is the best due to quick payment option when you make a repayment it’s quickly updates on the app so you Dont need to wait 3/4 days to update on the system Reviewed on: 11th April 2023

Service team A Star

5
Always helpful and easy to access assistance Reviewed on: 11th April 2023

Best Credit Company

5
Best Credit Company, I’ll recommend everyone to use Reviewed on: 11th April 2023

Great company and card

5
Can use this any were been to the USA used it all the time Reviewed on: 11th April 2023

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review