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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great card!

Really helpful provider for people with a less than perfect credit score. Nice easy app to keep my finances on track! Reviewed on: 11th April 2023

Great customer service

Since being a customer of zopa ive always had a great experience always abke to contact someone alway get helpfull replies and feel like im an important customer Reviewed on: 11th April 2023

Easy to apply and set up

Straightforward to apply and set up, very quick and easy, would highly recommend Reviewed on: 11th April 2023

Zopa is a very good credit card.

I've had this credit card for a while and out of all the cards i have Zopa is definitely one of the better credit card providers. Reviewed on: 11th April 2023

Very good

I don't have much Experience I'm happy with zopa Reviewed on: 11th April 2023

Brilliant company never had a problem would recommend to anyone

Brilliant company would highly recommend never had any problems Reviewed on: 11th April 2023

Zopa

Very easy to keep in contact. Also very friendly and helpful. Reviewed on: 11th April 2023

Very suitable to all needs

Easy application, offers offered to all credit scores, account app easy to use, overall very satisfied with the whole experience Reviewed on: 11th April 2023

Good service

Easy to apply, simple set up. Would recommend Reviewed on: 11th April 2023

Clear and concise

Easy to use app. Clear and concise. Reviewed on: 11th April 2023

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