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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Easy application

Amazing :) easy to apply .. and the app is easy to navigate Reviewed on: 11th April 2023

Brilliant

Nothing but professionalism, brilliant company! Reviewed on: 11th April 2023

Great

Zopa is the best bank for me I will give them 5 **** star Reviewed on: 11th April 2023

Ease of use

Absolutely fantastic card for set up and go, credit limit just right to let u purchase but not worry about repayments spiralling out of control Reviewed on: 11th April 2023

Helped me out

Helped me rebuild my credit score. Responsible lending with a small limit to start and advice on how best to increase my score. Reviewed on: 11th April 2023

Easy to use

The application was straightforward, the app is very user friendly, I would recommend the Zopa credit card to friends and family. Reviewed on: 11th April 2023

Fantastic

Great service, very transparent would highly recommend. Reviewed on: 11th April 2023

app and customer support

Great app great customer love it Reviewed on: 11th April 2023

fast data processing convenient application everything is clear

fast data processing convenient application everything is clear Reviewed on: 11th April 2023

Excellent

I am very pleased to review the zopa card as excellent and the customer services is amazing Reviewed on: 11th April 2023

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